Personal finance

Premium Bonds and ISAs could help you grow your wealth tax-free as part of a balanced portfolio. But it’s important to understand their limitations and how you earn money.

Many homeowners are underestimating their Inheritance Tax exposure. Our latest research explores why, and what this could mean for your estate.

Transferring shares to an ISA could help you make the most of your tax-free earnings. But there are rules and limits which could impact how much you’ll benefit.

Investing in venture capital can help small, innovative businesses achieve rapid growth. But how does it work, and is investing worth it when you can’t guarantee you’ll make your money back?

Discretionary trusts offer greater control and flexibility compared with fixed trusts. But they also come with more complex tax rules.

Bare trusts allow you to gift assets and could reduce your family’s tax bills. But the funds legally belong to the beneficiary, meaning you sacrifice control over your wealth.

With the current tax year ending on 05 April, it’s a good moment to review your allowances. This simple six-step checklist helps you see what you’ve used – and what’s still available.

Most people are saving for retirement. But few are saving enough. Our research reveals why only 14% of Britons are on track to retire when – and how – they want.

Junior ISAs let you save tax-free for your children’s future. But you might prefer the control you get from other saving and investing options.