Our best two-year Fixed Rate accounts

Transform savings into earnings with exclusive rates.

We update this table daily, so rates and banks may change. We've already deducted our share of the interest from these rates.

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Showing 1-9

Bank name Chetwood Bank
AER | Gross 4.15% | 4.15%
Term Fixed 12 Month
Min. Deposit £5,000
Max. Deposit £2,000,000
Bank name AlRayan Bank
AER | Gross 4.15% | 4.15%
Term Fixed 12 Month
Min. Deposit £1,000
Max. Deposit £120,000
Bank name Alpha Bank
AER | Gross 4.15% | 4.15%
Term Fixed 12 Month
Min. Deposit £10,000
Max. Deposit £120,000
Bank name National Bank of Egypt
AER | Gross 4.07% | 4.07%
Term Fixed 12 Month
Min. Deposit £10,000
Max. Deposit £1,000,000
Bank name Kent Reliance
AER | Gross 4.00% | 4.00%
Term Fixed 12 Month
Min. Deposit £1,000
Max. Deposit £1,000,000
Bank name AlRayan Bank
AER | Gross 3.98% | 3.98%
Term Fixed 2 Year
Min. Deposit £1,000
Max. Deposit £120,000
Bank name ABC International Bank plc
AER | Gross 3.95% | 3.95%
Term Fixed 12 Month
Min. Deposit £10,000
Max. Deposit £3,000,000
Bank name OakNorth
AER | Gross 3.95% | 3.95%
Term Fixed 12 Month
Min. Deposit £1,000
Max. Deposit £500,000
Bank name JN Bank UK
AER | Gross 3.95% | 3.95%
Term Fixed 12 Month
Min. Deposit £1,000
Max. Deposit £120,000

Three reasons to fix for two years

Guaranteed interest

The rate you see is what you'll get.

Constant clarity

Know the interest you'll earn, and when you'll get paid.

Richer returns

Two-year Fixed Rate savings can earn more interest.

Why fix with Flagstone?

Manage and move your money as it matures.

Flagstone

Reserve your next rate in advance

Open multiple accounts with one application

Easily compare and combine hundreds of rates

Traditional savings

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Time consuming applications for every new account

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What is a two-year Fixed Rate account?

Two-year Fixed Rate accounts lock your money for 48 months in exchange for comparatively high, predictable interest rates. You know exactly what you’ll earn from day one.

These accounts generally require a lump sum deposit. And once you deposit your funds, you won’t be able to access them until two years have passed.

Should I fix my savings for two years?

It depends on your circumstances and financial goals. A two-year Fixed Rate account is a medium-term savings option that lets you earn high interest on your money, without tying it up for too long.  

They can be a valuable addition to your portfolio when paired with easy access options, like Flagstone’s Instant Access accounts, and longer-term accounts like five-year fixed savings

Can I open more than one Fixed Rate account?

Yes. There’s no limit to the number of Fixed Rate accounts you can open.  

With Flagstone, you can easily manage all your accounts from a single login.

Explore more ways to grow with Flagstone

Enrich your portfolio and expand your wealth. 

Instant Access accounts

Instant Access Acounts
Withdrawals, unlimited.
Instant access

Notice accounts

Notice Accounts
Access on your terms.
Notice accounts

Humans on hand to help

If you still need answers, our UK-based support team are here to help.

Call us on +44 (0)203 745 8130, Monday-Friday 9am-5.30pm.

 

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