Our best two-year Fixed Rate savings accounts
Transform savings into earnings with exclusive rates.
We update this table daily, so rates and banks may change. We’ve already deducted our share of the interest from these rates.
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Paying your interest
For Fixed Rate, (also called ‘Fixed Term’), Instant Access, and Notice accounts, interest is calculated daily. But the frequency of when interest is paid will vary by savings account.
You’ll find more information in the terms and conditions of each savings account when you log in to the platform.
What our clients say about us
How Rachel balanced growth and access with cash
After selling her business, Rachel maximised the interest on her lump sum with multiple account types. All through Flagstone.
Since publishing this video, the FSCS protection limit has increased to £120,000 per client, per banking group.
Discover the convenient Cash ISA
Spread savings across multiple banks in one ISA.
Free transfers, flexible withdrawals, and swift sign-up.
Why open two-year Fixed Rate savings accounts with Flagstone?
Fixed
Secure your return two years or less.
Secure
Get FSCS protection on eligible deposits, up to £120,000 per banking group.
Convenient
One sign-up, one platform, one password.
Rewarding
We're committed to offering interest rates that beat the high street.
Fix with Flagstone for peace of mind
Predictable returns. All in one platform.
Flagstone
Reserve your next rate in advance
Open multiple accounts with one application
Easily compare and combine hundreds of rates
Traditional savings
Rates are only available if you catch them
Time consuming applications for every new account
Hours researching rates
How Flagstone
makes money
For each account you open with our bank partners through Flagstone, we receive a small share of the interest. We deduct that share before we feature any account on our platform – so the rate you see will always be the rate you receive.
We don’t charge admin, management, or platform fees.
Explore more ways to grow with Flagstone
Enrich your portfolio and expand your wealth.
TWO-YEAR FIXED RATE SAVINGS ACCOUNTS FAQS
What are two-year Fixed Rate savings accounts?
Two-year Fixed Rate accounts lock your money for two years in exchange for comparatively high, predictable interest rates. You know exactly what you’ll earn from day one.
These accounts generally require a lump sum deposit, and once you deposit your funds, you won’t be able to access them until two years have passed.
Should I fix my savings for two years?
It depends on your circumstances and financial goals. A two-year Fixed Rate savings account is a medium-term savings option that lets you earn high interest on your money, without tying it up for too long.
They can be a valuable addition to your portfolio when paired with easy access options, like Flagstone’s Instant Access savings accounts, and longer-term accounts like five-year Fixed Rate savings accounts.
Can I open more than one Fixed Rate account?
Yes. There’s no limit to the number of Fixed Rate savings accounts you can open.
With Flagstone, you can easily manage all your accounts from a single login.
Learn how to make the most of your two-year Fixed Rate savings accounts
We’re at your service
Still need answers? Whether you’ve opened your Flagstone account or you’re just getting started, we’re here to help.
Call us on +44 (0)203 745 8130, Monday-Friday 9am-5.30pm.