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Our best five-year Fixed Rate accounts

Higher rates to reflect your commitment to growing cash.

We update this table daily, so rates and banks may change. We've already deducted our share of the interest from these rates.

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Results (50):

Showing 1-9

Bank name Chetwood Bank
AER | Gross 4.05% | 4.05%
Term Fixed 5 Year
Min. Deposit £5,000
Max. Deposit £2,000,000
Bank name JN Bank UK
AER | Gross 4.00% | 4.00%
Term Fixed 3 Year
Min. Deposit £1,000
Max. Deposit £120,000
Bank name AlRayan Bank
AER | Gross 3.98% | 3.98%
Term Fixed 2 Year
Min. Deposit £1,000
Max. Deposit £120,000
Bank name JN Bank UK
AER | Gross 3.93% | 3.93%
Term Fixed 2 Year
Min. Deposit £1,000
Max. Deposit £120,000
Bank name Chetwood Bank
AER | Gross 3.91% | 3.91%
Term Fixed 2 Year
Min. Deposit £5,000
Max. Deposit £2,000,000
Bank name Chetwood Bank
AER | Gross 3.91% | 3.91%
Term Fixed 3 Year
Min. Deposit £5,000
Max. Deposit £2,000,000
Bank name JN Bank UK
AER | Gross 3.90% | 3.90%
Term Fixed 5 Year
Min. Deposit £1,000
Max. Deposit £120,000
Bank name Birmingham Bank
AER | Gross 3.85% | 3.85%
Term Fixed 5 Year
Min. Deposit £5,000
Max. Deposit £120,000
Bank name Cambridge and Counties
AER | Gross 3.80% | 3.80%
Term Fixed 2 Year
Min. Deposit £10,000
Max. Deposit £5,000,000

Why choose five-year Fixed Rate 
savings accounts?

Earn high interest

Unlock better than average rates.

Lock in your rate

No unexpected changes. The rate you see is the rate you get.

Protect, preserve, and plan

Calculate what you’ll earn, and plan with confidence.

Why fix with Flagstone?

Combine a five-year Fixed Rate savings account with other options to grow your cash, without losing access.

Flagstone

Build a balanced saving portfolio on one platform

Effortlessly track your accounts

100+ rates to choose from

Traditional savings

New applications for every account

Manual transactions between banks and accounts

Hours spent researching rates

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Flagstone partners with 65+ banks to give you high-interest savings accounts.

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What are five-year Fixed Rate accounts?

Fixed Rate accounts lock your cash away for a pre-determined time in exchange for guaranteed interest rates.

A five-year fix is a long-term savings option. You can’t access your money until the term ends. For this reason, five-year terms often come with higher-than-average interest rates.

How do five-year Fixed Rate accounts work?

Once you deposit money into your account, you won’t be able to access it until the end of the term.

Interest is paid annually or when your account expires. It depends on the terms and conditions of the specific accounts you open.

Is it worth fixing my savings for five years?

Longer fixed terms often come with higher interest rates, which can protect your wealth against uncertainty.

Five-year Fixed Rate savings accounts could be a valuable addition to a portfolio that also contains accounts with more immediate access, like Notice or Instant Access accounts.  

Add peace of mind to your portfolio

Fixing your finances is just the start. Enrich your savings style with other account types. 

Instant Access accounts

Instant Access Acounts
Your cash, whenever you need it.
Instant access

Notice accounts

Notice Accounts
High interest rates when you plan your withdrawals.
Notice accounts

Humans on hand to help

If you still need answers, our UK-based support team are here to help.

Call us on +44 (0)203 745 8130, Monday-Friday 9am-5.30pm.

 

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