Our best Fixed Rate savings accounts
Compare for clarity. Combine with Flagstone.
We update this table daily, so rates and banks may change. We’ve already deducted our share of the interest from these rates.
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Paying your interest
For Fixed Rate, (also called ‘Fixed Term’), Instant Access, and Notice accounts, interest is calculated daily. But the frequency of when interest is paid will vary by savings account.
You’ll find more information in the terms and conditions of each savings account when you log in to the platform.
What our clients say about us
How Rachel balanced growth and access with cash
After selling her business, Rachel maximised the interest on her lump sum with multiple account types. All through Flagstone.
Since publishing this video, the FSCS protection limit has increased to £120,000 per client, per banking group.
Discover the convenient Cash ISA
Spread savings across multiple banks in one ISA.
Free transfers, flexible withdrawals, and swift sign-up.
Why open Fixed Rate savings accounts with Flagstone?
Fixed
Protect your return, even when the market moves.
Secure
Get FSCS protection on eligible deposits, up to £120,000 per banking group.
Convenient
One sign-up, one platform, one password.
Rewarding
We're committed to offering interest rates that beat the high street.
Fix with Flagstone for peace of mind
Predictable returns. All in one platform.
With us
Open as many accounts as you need with one sign-up
Reserve new Fixed Rate accounts early, and your cash will move when it matures
100s of competitive rates in one place
Without us
Another application for every account you open
Can’t reserve accounts in advance so interest is missed
Hours of scouring the web for the best rates
How Flagstone
makes money
For each account you open with our bank partners through Flagstone, we receive a small share of the interest. We deduct that share before we feature any account on our platform – so the rate you see will always be the rate you receive.
We don’t charge admin, management, or platform fees.
Evolve your saving style
Fixed rate savings are just the beginning. Discover other ways to save with Flagstone.
What are the best Fixed Rate savings accounts?
The best fixed rate savings accounts depends on your goals and how much access you need. Generally, the higher the Annual Equivalent Rate (AER), the greater your earnings in interest.
Higher rates may mean you need to lock your savings away for longer.
Joining Flagstone means you can open multiple account types, so you can balance access with interest.
Are Fixed rate bonds a type of savings account?
Yes, fixed rate bonds often work in the same way as savings accounts. This is because you fund the account at the start of the term, and you’re paid predictable interest until the time runs out.
For savers, there’s little noticeable difference.
How many Fixed Rate accounts can I have?
Flagstone allows you to open as many fixed rate savings accounts as you like, even if they have different terms. This lets you balance access with the highest rate of return.
Can you make regular deposits into a Fixed Rate savings account?
It depends on the terms and conditions you agree to when you open the account. Some banks allow you to increase your deposits. Others require you to fund the account once, at the start of the term.
Learn how to make the most of your Fixed Rate savings accounts
We’re at your service
Still need answers? Whether you’ve opened your Flagstone account or you’re just getting started, we’re here to help.
Call us on +44 (0)203 745 8130, Monday-Friday 9am-5.30pm.