FSCS Logo FSCS protection on your eligible cash deposits
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Maximise your interest

Open hundreds of accounts from 60+ UK
banks, including market-leading and exclusive
rates. This is where cash goes to grow.

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Top Rates Available
4.62% | 4.53%
AER | Gross
Instant Access
4.60% | 4.50%
AER | Gross
Notice 180 Day
4.55% | 4.55%
AER | Gross
12 Month Fixed term
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Protect what’s yours

Maximise FSCS protection on eligible cash deposits (up to £85,000 per client, per banking group). This applies to cash in the holding account and any UK savings accounts you open through Flagstone. Like a suit of armour for your savings.

Learn more about FSCS Protection

Escape the paperwork

Access hundreds of rates with one application, and manage your savings with one password. Arrivederci, admin.

See how it works

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Calculate how much you can earn in interest

Use our cash deposit calculator to see how much interest you could be
earning, whilst spreading your deposits to maximise FSCS protection.

The minimum deposit amount is £10,000 for personal applicants, and £100,000 for companies, & £1,000,000 charities and trusts.
Tell us what you are earning elsewhere so that we can show you how much more interest you could earn with a Flagstone account.

The rates you'll find in the platform will depend on your personal circumstances, and the type of account you'd like to open with Flagstone. These rates have already had our share of interest deducted – you can learn more about share of interest.

All eligible deposits benefit from FSCS protection of up to £85,000 per client, per banking group (or £170,000 for joint accounts). This applies to cash in the holding account and any UK savings accounts you’ve opened through Flagstone. 

If you have both an individual account and a joint account with Flagstone, the £85,000 protection limit applies to the cash you hold across these accounts within the same banking group, not to each account separately.

If you have specific requirements not covered by our calculator, please contact us for a detailed illustration.

Protect and grow your cash in three simple steps

Manage your portfolio, maximise your interest, and keep your cash safe and secure.
Only with Flagstone.

Steps 01 Icon
01.
Apply for your Flagstone account
Start your guided application in just five minutes.
Steps 02 Icon
02.
Fund your holding account
We hold your cash in an FSCS eligible account. You maintain 24/7 access.
Steps 03 Icon
03.
Open savings accounts
Deposit your cash into as many savings accounts as you like, with multiple banks – all through Flagstone.

Start saving with just £10,000

Open an individual or joint Flagstone account with a minimum deposit of £10,000. 

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Start saving with

Talk is cheap.
Trust is earned.

We work with more banks than any other cash deposit
platform. The choice is yours.

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We are all many things. Here’s what Flagstone is not.

A bank

We’re not a bank. Instead, banks list their accounts on our platform – including exclusive rates – to reach more smart savers. Like yourself.

A comparison site

We go beyond comparison. With Flagstone, you can open and manage an entire savings portfolio in one place, with one password.

A wealth adviser

We don’t provide financial advice, but we do make it easy for you to protect, grow, and manage your cash.

What is a cash deposit platform? →

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How Flagstone
makes money

For each savings account you open through Flagstone, we receive a small share of the interest. We deduct that share before we feature any savings account on our platform – so the rate you see will be the rate you receive.  

We also receive interest from cash in the holding account

Our fee model for joint and individual accounts →

We’re at your service.


Still need answers? Whether you’ve opened your Flagstone account or you’re just getting started, we’re here to help.

Call us on +44 (0)203 745 8130, Monday-Friday 9am-5.30pm.

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