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Access LHV savings accounts through Flagstone

Explore a range of accounts from our trusted bank partner.

We update this table daily, so rates and banks may change. We’ve already deducted our share of the interest from these rates. 

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Term

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LHV Bank
4.45% | 4.45% Rate (AER | Gross)
Fixed 12 Month Term
£10,000 - £120,000 Min - Max deposit
LHV Bank
4.07% | 4.00% Rate (AER | Gross)
Notice 125 Day Term
£10,000 - £120,000 Min - Max deposit
LHV Bank
4.05% | 3.98% Rate (AER | Gross)
Notice 120 Day Term
£10,000 - £120,000 Min - Max deposit
LHV Bank
4.02% | 3.95% Rate (AER | Gross)
Notice 95 Day Term
£10,000 - £120,000 Min - Max deposit
LHV Bank
3.77% | 3.71% Rate (AER | Gross)
Instant Access Term
£10,000 - £120,000 Min - Max deposit
LHV Bank
3.69% | 3.69% Rate (AER | Gross)
Fixed 18 Month Term
£10,000 - £120,000 Min - Max deposit
LHV Bank
3.65% | 3.65% Rate (AER | Gross)
Fixed 2 Year Term
£10,000 - £120,000 Min - Max deposit
LHV Bank
3.64% | 3.61% Rate (AER | Gross)
Fixed 6 Month Term
£10,000 - £120,000 Min - Max deposit
LHV Bank
3.64% | 3.63% Rate (AER | Gross)
Fixed 9 Month Term
£10,000 - £120,000 Min - Max deposit

Paying your interest

For Fixed Rate, (also called ‘Fixed Term’), Instant Access, and Notice accounts, your interest is calculated daily. But when interest is applied and paid will vary by the savings accounts you choose to open.

You’ll find more information in the terms and conditions of each savings account when you log in to the platform.

Are my savings with LHV protected by the FSCS?

Yes. LHV Bank is a member of the Financial Service Compensation Scheme (FSCS). In the event the bank goes out of business, your eligible deposits are protected up to £120,000 per person, per banking license.

Joint accounts can receive up to £240,000 of FSCS protection.

Can I track my FSCS protection in Flagstone?

Flagstone's FSCS tracker shows your deposits across banking groups, so you know when you’re nearing or exceeding your protection limit.

Calculations only include funds in your holding account and Flagstone savings accounts – not money you hold outside the platform.

Check to see if your deposits are eligible for FSCS protection on the FSCS website.

What does the LHV stand for in LHV Bank?

The abbreviation refers to the surnames of the bank's three founders: Rain Lõhmus, Tõnis Haavel, and Andres Viisemann.

Why save with Flagstone?

One platform. Trusted partners. Exclusive rates.

With Flagstone

Open as many accounts as you like with one sign-up

Track your FSCS protection at a glance

Build a portfolio of savings and tax-free accounts in the Flagstone Cash ISA

Without Flagstone

A new application for every account

Manual tracking of FSCS protection

Multiple apps for separate savings

HOW FLAGSTONE WORKS

How Flagstone

makes money

For each account you open with our bank partners through Flagstone, we receive a small share of the interest. We deduct that share before we feature any account in our platform – so the rate you see will always be the rate you receive.

We don’t charge admin, management, or platform fees. 

 

This is how our share of the interest works →

More bank partners than any other platform 

Access exclusive rates from our trusted bank partners, across the platform. 

VIEW ALL

Discover the convenient Cash ISA

Spread savings across multiple banks in one ISA.
Free transfers, flexible withdrawals, and swift sign-up.

Learn more

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Evolve your saving style

Build a cash portfolio with different savings account types. Discover other ways to save with Flagstone.

Instant Access accounts

Instant Access Disc

See all rates

Fixed Rate accounts

Fixed Rate Disc

See all rates

One-year Fixed Rate accounts Two-year Fixed Rate accounts Five-year Fixed Rate accounts

Notice accounts

Notice Account Disc

See all rates

Learn how to make the most of savings accounts with LHV Bank

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We’re at your service

Still need answers? Whether you’ve opened your Flagstone account or you’re just getting started, we’re here to help.

Call us on +44 (0)203 745 8130, Monday-Friday 9am-5.30pm.

 

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