How Flagstone works
Knowledge is powerful. Discover how Flagstone makes it easy to manage, protect, and grow your cash.
Protect and grow your cash in three simple steps
Apply to join Flagstone
We approve most applications in under 15 minutes.
Fund your holding account
Like a wallet, this holds your cash while you choose which savings accounts to open.
Open savings accounts
Choose the accounts that suit you and manage them in one platform. Fixed Term, Instant Access, and more. No applications necessary.
A short application goes a long way
With a single application, access hundreds of savings accounts from 60+ banks.
You'll never have to apply for a savings account again.
How your money moves
Fund, deposit, and earn – it’s all for your interest.
Nominated account
Nominate the UK current account you'll use to fund your Flagstone holding account.
Your holding account
This holds your cash while you choose which savings accounts to open. This account doesn't pay you any interest.
Savings accounts
Open as many as you like.
When an account closes or matures, your cash (initial deposit and interest) will return to your holding account.
You can redeposit it into new savings accounts, or withdraw back to your nominated account.
Your holding account acts like a wallet
It holds your cash while you choose which savings accounts to open.
FSCS-eligible
Entirely central
Temporary by design
How Flagstone
makes money
For each savings account you open through Flagstone, we receive a small share of the interest (up to 0.30%). We deduct that share before we feature any savings account in our platform – so the rate you see will always be the rate you receive. We don’t charge any platform fees.
We keep your cash safe
Because prosperity and protection go hand in hand.
FSCS protection
Get FSCS protection on your eligible cash deposits. This applies to cash in the holding account and any UK savings accounts you’ve opened through Flagstone.
Sole user control
Only you can access, fund, and manage your Flagstone account. This helps prevent unauthorised access, defending your cash against fraud.
Digital defences
We encrypt your data with industry-leading Transport Layer Security (TLS), and validate every login with two-factor authentication.
Because there’s more to security than a strong password.
What you'll need to sign up
You'll need to be a UK resident aged 18 or over, with a UK bank account, and a minimum deposit of £10,000.
Still have questions?
Still need answers? Whether you’ve opened your Flagstone account or you’re just getting started, we’re here to help.
Call us on +44 (0)203 745 8130, Monday-Friday 9am-5.30pm.