FSCS protection on eligible deposits
We protect your data with industry-leading Transport Layer Security (TLS)
Our latest rates
Choose from hundreds of competitive and exclusive rates, and maximise your interest.
Grow your cash
Make more of what’s yours with hundreds of competitive and exclusive rates. This is where cash goes to grow. 
Safeguard your savings
Split your cash between banks, for maximum FSCS protection on all eligible deposits (£85,000 per individual, per banking group).
Pick. Click. Earn.
Choose and open new accounts in moments. No applications or paperwork necessary.
Protect and grow your cash, effortlessly
Understanding your holding account
FSCS-eligible
It’s provided by HSBC. So all eligible deposits are protected up to £85,000 per banking group (or £170,000 for joint accounts).
Entirely central
Use it to fund new savings accounts, and hold returning cash while you decide what's next. Everything flows through the holding account.
Temporary by design
You won’t earn interest on cash in your holding account. It’s intended to hold your cash, while you decide which savings accounts to open.
Talk is cheap.
Trust is earned.
We work with more banks than any other cash deposit
platform. The choice is yours.
Our partner banks
You can browse and choose competitive and
exclusive interest rates from up to 60+ banks. Bank
access is dependent on your client profile.
How you'll pay for Flagstone
For each savings account you open through Flagstone, we receive a small share of interest (up to 0.30%).
We deduct that share before we feature any savings account on the platform – so the rate you see will always be the rate you receive.
We don’t charge any administrative or management fees.
The platform in practice.
Build a sample portfolio to see how the platform would work for you. Choose the accounts that suit you, enter your estimated deposits, and preview your portfolio’s performance.
We’ll ask you to verify your identity before you open savings accounts through Flagstone.
