How Flagstone makes money
We receive a small share of the interest from our partner banks before you see it in
the platform – so the rate you see will always be the rate you receive.
Our approach
No platform, admin, or management fees
We deduct a share of the interest before rates appear in the platform
You never pay us directly
All the interest you earn is entirely yours – no fees or deductions.
We believe in transparency
Our maximum share of the interest on savings accounts is
0.30%, but it’s often lower. There are no hidden fees, no
deductions, and no surprises.
Your holding account explained
We use one holding account for your savings, and
another for the Flagstone Cash ISA (should you choose to
open one).
Each holding account is a temporary home for your cash,
while you choose which accounts to open.
Flagstone earns interest on cash in your holding accounts,
but you won't. So it's important to open savings accounts
as soon as possible.
An example of how it works
Imagine you’ve funded your holding account and you’re ready to
deposit money with a partner bank:
A partner bank offers a savings account at
3.25%
Flagstone takes a share of the interest
0.25%
The rate you see in the platform is
3.00%
If you choose this savings account, 3.00% is the rate you earn.
The Flagstone Cash ISA
For any tax-free accounts you open through our Cash ISA, our maximum share of the interest is 0.15%.
Other ways we
make money
Some of our bank partners pay Flagstone for related services, such as supporting their regulatory compliance. This doesn’t affect the rates you see in the platform.
It's okay to change
your mind
You can request to close your Flagstone account at any time. No cost, no commitment.
We’re at your service.
Still need answers? Whether you’ve opened your Flagstone account or you’re just getting started, we’re here to help.
Call us on +44 (0)203 745 8130, Monday-Friday 9am-5.30pm.