Discover the benefits
Reduce risk. Maintain liquidity. Increase yield.
Here’s what sets us apart
Maximised protection
Spread cash across 50+ Fitch-rated, FSCS-eligible banks.
Easy liquidity
Choose from 200+ Instant Access, Fixed Term, and Notice accounts.
High yields
Earn more than the high street average with Flagstone.
Switch to better rates in moments
No new applications, no repeat ID checks, no repetitive admin.
A platform built for convenience
The antidote to treasury spreadsheets.
Increase yields without manual monitoring
We’ll flag higher Instant Access rates for your funds as soon as you log in, if they’re available.
Monitor and maximise FSCS protection
Our FSCS tracker shows your deposits across banking groups, so you know when you’re nearing or exceeding your protection limit.
Track your upcoming maturities
See upcoming maturities and forecast effectively with our built-in cash flow tracker.
Automatically move cash from maturing
accounts
Before a Fixed Term account matures, choose where your cash goes next. We'll move it within one working day, so you can keep earning interest.
Why 10,000+ business clients trust Flagstone
Trust indicators
We display the Fitch ratings of participating banks – so you can better understand the strength of the bank behind your cash.
Built-in diversification
Spread your cash across multiple banking groups without any further forms or checks. Lower risk, less admin.
Flexible cash flow
Fixed terms boost yields on your surplus cash. Instant access keeps you liquid for that unexpected cost – or opportunity.
Get help when you need it
Our Client Services team answers calls within 13 seconds on average. For the assurances you need, when you need them.
No platform fees
We deduct a small share of the interest before we feature any account in our platform. The rate you see will always be the rate you receive.
This is how our share of the interest works →
Flagstone on your phone
Manage your business cash from anywhere with Flagstone’s app – from the boardroom to the back of the cab.
See your portfolio at a glance
Access new rates as they arise
Deposit and withdraw in moments
A new way to manage your cash reserves
One bank means limited options. But Flagstone offers hundreds, all in one place.
With Flagstone
Open as many accounts as you need with one sign-up
200+ competitive rates in one place
Automatic scanning for FSCS protection gaps
Hands-on support from a dedicated UK team
Without Flagstone
A new application for every account
Hours scouring best-buy rates tables
Manual checks for FSCS protection gaps
Varied access to client support
Is my business’ money safe with Flagstone?
Yes. We hold your deposits separately from Flagstone's assets, in a trust structure – so you're always the owner of your cash and in complete control of where it goes. This is true for any savings accounts you open through Flagstone, and for your holding account.
All eligible cash deposits benefit from Financial Services Compensation Scheme (FSCS) protection of up to £120,000 per client, per banking group (or £240,000 for joint accounts). Use our FSCS tracker to check all your eligible funds are protected within the limit.
What happens if Flagstone goes into administration?
Your money remains safe. We keep it in a trust structure, separate from Flagstone's own assets. So, if we were to go into administration, your deposits would remain with the banks in question, and you’d be able to manage those accounts directly with them.
How much does Flagstone charge?
For each account you open with our bank partners through Flagstone, we receive a small share of the interest. We deduct that share before we feature any account in our platform – so the rate you see will always be the rate you receive.
We don’t charge admin, management, or platform fees.
This is how our share of the interest works.
Can Flagstone be trusted?
Yes. Flagstone is the UK's highest-rated savings platform.
Established in 2014, we’re trusted by 75,000+ clients to manage over £10bn in savings. We work with 65+ banks to give you access to hundreds of savings accounts, all in one place.
We hold your cash in a trust structure, separate from Flagstone's own assets, so you remain the beneficial owner of your funds.
Your eligible cash deposits also benefit from Financial Services Compensation Scheme (FSCS) protection of up to £120,000 per client, per banking group (or £240,000 for joint accounts). This applies to cash in the holding account and any UK savings accounts you've opened through Flagstone.
Find out more about how we keep your cash and data safe.
We’re at your service
Changed your address? Got a question about your account?
Our UK-based Client Services team is here to help. Call us on +44 (0)203 745 8130, Monday-Friday 9am-5.30pm.