Safe and secure
by design
We’re committed to keeping your cash and data safe. Because prosperity and protection go hand in hand.
Track your FSCS protection
The FSCS protects eligible deposits up to £85,000 (£170,000 for joint accounts).
Our FSCS tracker makes it easy to check whether you're approaching or exceeding the FSCS limit.
Understanding your holding account
It’s a temporary home for your cash. Central, secure, and provided by HSBC – so your eligible deposits will be protected by the FSCS.
Our promises to you
Only you can access, fund, and manage your Flagstone account.
This defends your cash against fraud.
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Your cash will only ever be owned by you
We hold your deposits in a trust structure.
That means you'll always be the beneficial owner of your funds – whether they're in savings accounts, or your holding account.
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Your cash will be safe if Flagstone stops trading
Your deposits are separate from Flagstone's assets.
In the unlikely event that Flagstone stopped trading, your funds would be completely safe.
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Your cash will only ever come back to you
Nominate your chosen current account, and we'll make sure withdrawals only ever go to that account.
Sorry, fraudsters.
Digital defences
We use trusted technology to protect your account:
Two-factor authentication
When you log in, we'll ask you to confirm your identity with a code sent straight to your mobile phone.
Encrypted data
We use Transport Layer Security to protect your details, passwords, and financial information – keeping them private, shielded, and just between us.
Anti-fraud measures
We work with independent experts to hack, attack, and infiltrate our own platform. It's one of the ways we ensure our system stays secure, and your cash stays safe.
Our Client Services team stay vigilant
We’ve trained our team to spot suspicious activity. And if you've got any questions, they'll be there to help.
Join the UK’s highest-rated savings platform
3,000+ savers have rated Flagstone as 'Excellent'. Care to find out why?