Our best Instant Access business savings accounts
Business accounts you can trust, all in one place.
We update this table daily, so rates and banks may change. We’ve already deducted our share of the interest from these rates.
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Favour flexibility with Flagstone
Spread money across multiple Instant Access business savings accounts to grow your cash reserves.
Flagstone
Manage multiple accounts in one place
Open new accounts in moments
Filter quickly for competitive rates
Traditional savings
Lengthy applications for each account
Capital scattered across platforms
Time-consuming rate research
Three reasons for instant access to cash
Flexible
Earn interest and withdraw as often as you like.
Optimised
Switch to higher rates in clicks. Not weeks.
Available
Access your reserves whenever you need them.
Trusted by more banks
We partner with 40+ FCA regulated banks – more than any other business savings platform.
What are business Instant Access savings accounts?
Instant Access savings accounts pay you interest on your business’s cash reserves, while allowing you to access your funds whenever you need them.
Because of this flexibility, interest rates are typically lower than with Fixed Rate business savings accounts, where your money is locked away for a set period.
Can I open Instant Access savings accounts for my business?
Yes. You’ll need to deposit a minimum of £100,000 to join Flagstone for Business. You can split your deposit across different account types – including Instant Access, Fixed Rate, and Notice savings accounts for business.
Can I withdraw anytime from an Instant Access business savings account?
Yes, you can withdraw money any time for free.
You can move your cash into different accounts in the Flagstone platform, or withdraw them to your nominated business current account.
Learn more about how Flagstone works for businesses.
Are Instant Access business savings accounts worth it?
Instant Access business accounts can grow your cash reserves by paying high interest rates, while letting you withdraw your funds when you need them.
How much money should I keep in an Instant Access business savings account?
How much money you keep in cash reserves is up to you, as it will depend on your company’s specific circumstances and strategic priorities.
There may be limits on how much you can deposit into a single account, depending on the terms and conditions of the accounts you choose to open.
Do you pay tax on Instant Access business savings accounts?
HMRC charges Corporation Tax on the interest you earn on business savings.
Your business savings are just the start
Manage your personal cash effortlessly with an individual or joint Flagstone account.
Fixed-Rate savings accounts
Humans on hand to help
If you still need answers, our UK-based support team are here to help.
Call us on +44 (0)203 745 8130, Monday-Friday 9am-5.30pm.