How Flagstone works

Discover how Flagstone makes it easy for your clients to manage, protect, and grow their cash.

Protect and grow your client's cash in three simple steps

1

Join and refer

Sign up, set up your portal, and start referring clients. Just an email address needed.

2

Client opens and funds

Your client chooses from hundreds of accounts across 65+ banks. Fixed Term, Notice, Instant Access – all in one place.

3

Monitor and adviser

Log into your portal anytime to see how their portfolio is performing – a direct window into their cash position.

A short application goes a long way

With a single application, your clients can access hundreds of savings accounts from 65+ banks.  
 
They'll never have to apply for a savings account again. 

 

Discover the benefits

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How your client's money moves

They fund, deposit, and earn – while you stay close to it all.

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Nominated account

Nominate the UK current account you'll use to fund your Flagstone holding account.

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Nominated account
Nominated account
Fund
Withdraw
×
Your holding account

This holds your cash while you choose which savings accounts to open. This account doesn't pay you any interest.

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Flagstone holding account
Flagstone holding account
Deposit
Return
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Savings accounts

Open as many as you like.

When an account closes or matures, your cash (initial deposit and interest) will return to your holding account.

You can redeposit it into new savings accounts, or withdraw back to your nominated account.

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Savings account
Savings account
Savings account
Savings account
Savings account
Savings account
Savings account
Savings account

Your referral portal

A window into your clients’ cash holdings, for quick reporting and real-time insights. 

Consolidated reports
View all your clients’ savings accounts in one place and get a single interest statement for their end-of-year taxes. 
Timely updates
Whether it’s a new leading rate or an upcoming maturity, stay close to your clients’ cash in the moments that matter. 
Complete control
We’ll never advise your clients or make transactions on their behalf. We offer oversight, so you can do the guiding. 

How Flagstone
makes money

For each savings account your clients open through Flagstone, we receive a small share of the interest (up to 0.30%). 
We deduct that share before we feature any savings account in our platform – so the rate your clients see will always be the rate they receive. 
We don't charge any platform fees. 

This is how our share of the interest works →

We keep your client's cash safe 

Because prosperity and protection go hand in hand.

Ease of use

FSCS protection

Your clients get FSCS protection on their eligible cash deposits. This applies to cash in the holding account and any UK savings accounts they’ve opened through Flagstone.  

Sole user control 

Only your client can access, fund, and manage your Flagstone account. This helps prevent unauthorised access, defending their cash against fraud.

Digital defences 

We encrypt data with industry-leading Transport Layer Security (TLS), and validate every login with two-factor authentication.  

Because there’s more to security than a strong password.

Still have questions?

Still need answers? Whether you're already a referrer or you're just getting started, we're here to help. 

Call us on +44 (0) 203 745 8130, Monday-Friday 9am-5:30pm. 

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