How Flagstone makes money
We receive a small share of the interest from our partner banks before your client
sees it in the platform – so the rate they see will always be the rate they receive.
Our approach
No platform, admin, or management fees
We deduct a share of the interest before rates appear in the platform
Your client never pay us directly
All the interest your client earns is entirely theirs – no fees or deductions.
We believe in transparency
Our maximum share of the interest on savings accounts is
0.30%, but it’s often lower. There are no hidden fees, no
deductions, and no surprises.
Your holding account explained
We use one holding account for your client's savings, and
another for the Flagstone Cash ISA (should they choose to
open one).
Each holding account is a temporary home for your client's cash, while they choose which accounts to open.
Flagstone earns interest on cash in your client's holding accounts, but they won't. So it's important to open savings accounts as soon as possible.
An example of how it works
Imagine your client has funded their holding account and they’re ready to deposit money with a partner bank:
A partner bank offers a savings account at
4.50%
Flagstone takes a share of the interest
0.25%
The rate you see in the platform is
4.25%
If your client chooses this savings account, 4.25% is the rate they earn.
The Flagstone Cash ISA
For any tax-free accounts your client opens through our Cash ISA, our maximum share of the interest is 0.15%.
Other ways we
make money
Some of our bank partners pay Flagstone for related services, such as supporting their regulatory compliance. This doesn’t affect the rates your clients see in the platform.
It's okay for your client to change their mind
Your client can request to close their Flagstone account at any time. No cost, no commitment.
We’re at your service
Still need answers? Whether you’re already a referrer or you’re just getting started, we’re here to help.
Call us on +44 (0)203 745 8130, Monday-Friday 9am-5.30pm.