Banks & rates for businesses

Discover the latest rates available to Flagstone Business account holders.

We've already deducted our share of the interest from the rates in this illustration. So the rate you see will always be the rate you receive.

Bank

The Bank of London

AER | Gross

5.02% | 4.90%

5.02% | 4.90%

Term

Notice account 180 Day

Notice account 180 Day

Max deposit

£1,000,000

Eligible for FSCS protection

Yes

Bank

IsBank

AER | Gross

4.96% | 4.90%

4.96% | 4.90%

Term

Fixed 6 Month

Fixed 6 Month

Max deposit

£85,000

Eligible for FSCS protection

Yes

Bank

The Bank of London

AER | Gross

4.96% | 4.85%

4.96% | 4.85%

Term

Notice account 120 Day

Notice account 120 Day

Max deposit

£1,000,000

Eligible for FSCS protection

Yes

Bank

Bank ABC

AER | Gross

4.95% | 4.87%

4.95% | 4.87%

Term

Fixed 3 Month

Fixed 3 Month

Max deposit

£3,000,000

Eligible for FSCS protection

Yes

Bank

Nationwide

AER | Gross

4.93% | 4.85%

4.93% | 4.85%

Term

Fixed 3 Month

Fixed 3 Month

Max deposit

£10,000,000

Eligible for FSCS protection

Yes

Bank

IsBank

AER | Gross

4.92% | 4.90%

4.92% | 4.90%

Term

Fixed 9 Month

Fixed 9 Month

Max deposit

£85,000

Eligible for FSCS protection

Yes

Bank

Bank ABC

AER | Gross

4.91% | 4.86%

4.91% | 4.86%

Term

Fixed 6 Month

Fixed 6 Month

Max deposit

£3,000,000

Eligible for FSCS protection

Yes

Bank

Investec

AER | Gross

4.91% | 4.80%

4.91% | 4.80%

Term

Notice account 95 Day

Notice account 95 Day

Max deposit

£2,000,000

Eligible for FSCS protection

Yes

Bank

Hampshire Trust Bank

AER | Gross

4.91% | 4.80%

4.91% | 4.80%

Term

Notice account 95 Day

Notice account 95 Day

Max deposit

£2,500,000

Eligible for FSCS protection

Yes

Bank

Allica Bank

AER | Gross

4.91% | 4.80%

4.91% | 4.80%

Term

Notice account 180 Day

Notice account 180 Day

Max deposit

£85,000

Eligible for FSCS protection

Yes

Bank

IsBank

AER | Gross

4.90% | 4.90%

4.90% | 4.90%

Term

Fixed 12 Month

Fixed 12 Month

Max deposit

£85,000

Eligible for FSCS protection

Yes

Bank

Mizrahi Tefahot Bank

AER | Gross

4.90% | 4.90%

4.90% | 4.90%

Term

Fixed 12 Month

Fixed 12 Month

Max deposit

£1,000,000

Eligible for FSCS protection

Yes

Bank

Hampshire Trust Bank

AER | Gross

4.87% | 4.77%

4.87% | 4.77%

Term

Fixed 1 Month

Fixed 1 Month

Max deposit

£2,500,000

Eligible for FSCS protection

Yes

Bank

Investec

AER | Gross

4.85% | 4.76%

4.85% | 4.76%

Term

Fixed 2 Month

Fixed 2 Month

Max deposit

£10,000,000

Eligible for FSCS protection

Yes

Bank

National Bank of Egypt

AER | Gross

4.82% | 4.80%

4.82% | 4.80%

Term

Fixed 9 Month

Fixed 9 Month

Max deposit

£85,000

Eligible for FSCS protection

Yes

Bank

Hampshire Trust Bank

AER | Gross

4.81% | 4.70%

4.81% | 4.70%

Term

Instant access

Instant access

Max deposit

£2,500,000

Eligible for FSCS protection

Yes

Bank

Allica Bank

AER | Gross

4.81% | 4.70%

4.81% | 4.70%

Term

Notice account 35 Day

Notice account 35 Day

Max deposit

£85,000

Eligible for FSCS protection

Yes

Bank

Hampshire Trust Bank

AER | Gross

4.81% | 4.70%

4.81% | 4.70%

Term

Notice account 30 Day

Notice account 30 Day

Max deposit

£2,500,000

Eligible for FSCS protection

Yes

Bank

Allica Bank

AER | Gross

4.80% | 4.69%

4.80% | 4.69%

Term

Instant access

Instant access

Max deposit

£85,000

Eligible for FSCS protection

Yes

Bank

The Bank of London

AER | Gross

4.79% | 4.68%

4.79% | 4.68%

Term

Notice account 45 Day

Notice account 45 Day

Max deposit

£500,000

Eligible for FSCS protection

Yes

Bank

Shawbrook

AER | Gross

4.78% | 4.78%

4.78% | 4.78%

Term

Fixed 2 Year

Fixed 2 Year

Max deposit

£2,000,000

Eligible for FSCS protection

Yes

Bank

Hampshire Trust Bank

AER | Gross

4.75% | 4.75%

4.75% | 4.75%

Term

Fixed 2 Year

Fixed 2 Year

Max deposit

£750,000

Eligible for FSCS protection

Yes

Bank

Investec

AER | Gross

4.75% | 4.65%

4.75% | 4.65%

Term

Fixed 1 Month

Fixed 1 Month

Max deposit

£10,000,000

Eligible for FSCS protection

Yes

Bank

The Bank of London

AER | Gross

4.73% | 4.63%

4.73% | 4.63%

Term

Notice account 35 Day

Notice account 35 Day

Max deposit

£500,000

Eligible for FSCS protection

Yes

Bank

Bank ABC

AER | Gross

4.69% | 4.61%

4.69% | 4.61%

Term

Fixed 2 Month

Fixed 2 Month

Max deposit

£3,000,000

Eligible for FSCS protection

Yes

Bank

The Bank of London

AER | Gross

4.65% | 4.55%

4.65% | 4.55%

Term

Instant access

Instant access

Max deposit

£1,000,000

Eligible for FSCS protection

Yes

Bank

Cambridge and Counties

AER | Gross

4.60% | 4.60%

4.60% | 4.60%

Term

Fixed 18 Month

Fixed 18 Month

Max deposit

£5,000,000

Eligible for FSCS protection

Yes

Bank

Hampshire Trust Bank

AER | Gross

4.53% | 4.53%

4.53% | 4.53%

Term

Fixed 18 Month

Fixed 18 Month

Max deposit

£750,000

Eligible for FSCS protection

Yes

Bank

IsBank

AER | Gross

4.50% | 4.50%

4.50% | 4.50%

Term

Fixed 15 Month

Fixed 15 Month

Max deposit

£85,000

Eligible for FSCS protection

Yes

Bank

UBL UK

AER | Gross

4.43% | 4.35%

4.43% | 4.35%

Term

Instant access

Instant access

Max deposit

£85,000

Eligible for FSCS protection

Yes

Bank

Santander International

AER | Gross

4.39% | 4.30%

4.39% | 4.30%

Term

Notice account 45 Day

Notice account 45 Day

Max deposit

£85,000

Eligible for FSCS protection

Yes

Bank

Hampshire Trust Bank

AER | Gross

4.35% | 4.35%

4.35% | 4.35%

Term

Fixed 5 Year

Fixed 5 Year

Max deposit

£750,000

Eligible for FSCS protection

Yes

Bank

Cambridge and Counties

AER | Gross

4.30% | 4.30%

4.30% | 4.30%

Term

Fixed 5 Year

Fixed 5 Year

Max deposit

£5,000,000

Eligible for FSCS protection

Yes

Bank

Hampshire Trust Bank

AER | Gross

4.30% | 4.30%

4.30% | 4.30%

Term

Fixed 3 Year

Fixed 3 Year

Max deposit

£750,000

Eligible for FSCS protection

Yes

Bank

Shawbrook

AER | Gross

4.25% | 4.17%

4.25% | 4.17%

Term

Notice account 100 Day

Notice account 100 Day

Max deposit

£2,000,000

Eligible for FSCS protection

Yes

Bank

National Bank of Egypt

AER | Gross

4.08% | 4.25%

4.08% | 4.25%

Term

Fixed 3 Year

Fixed 3 Year

Max deposit

£85,000

Eligible for FSCS protection

Yes

Bank

iFast Global Bank Limited

AER | Gross

4.08% | 4.00%

4.08% | 4.00%

Term

Instant access

Instant access

Max deposit

£85,000

Eligible for FSCS protection

Yes

Bank

Santander International

AER | Gross

3.87% | 3.80%

3.87% | 3.80%

Term

Instant access

Instant access

Max deposit

£85,000

Eligible for FSCS protection

Yes

Bank

Kingdom Bank

AER | Gross

3.81% | 3.75%

3.81% | 3.75%

Term

Notice account 120 Day

Notice account 120 Day

Max deposit

£85,000

Eligible for FSCS protection

Yes

Bank

Hampshire Trust Bank

AER | Gross

3.76% | 3.76%

3.76% | 3.76%

Term

Fixed 4 Year

Fixed 4 Year

Max deposit

£750,000

Eligible for FSCS protection

Yes

Bank

IsBank

AER | Gross

3.75% | 3.75%

3.75% | 3.75%

Term

Fixed 7 Year

Fixed 7 Year

Max deposit

£85,000

Eligible for FSCS protection

Yes

Bank

IsBank

AER | Gross

3.75% | 3.75%

3.75% | 3.75%

Term

Fixed 4 Year

Fixed 4 Year

Max deposit

£85,000

Eligible for FSCS protection

Yes

Bank

Kingdom Bank

AER | Gross

3.04% | 3.00%

3.04% | 3.00%

Term

Notice account 90 Day

Notice account 90 Day

Max deposit

£85,000

Eligible for FSCS protection

Yes

Bank

Nationwide

AER | Gross

2.12% | 2.10%

2.12% | 2.10%

Term

Instant access

Instant access

Max deposit

£10,000,000

Eligible for FSCS protection

Yes

Bank

Reliance Bank

AER | Gross

1.91% | 1.90%

1.91% | 1.90%

Term

Instant access

Instant access

Max deposit

£85,000

Eligible for FSCS protection

Yes

Bank

Kingdom Bank

AER | Gross

1.66% | 1.65%

1.66% | 1.65%

Term

Notice account 32 Day

Notice account 32 Day

Max deposit

£85,000

Eligible for FSCS protection

Yes

Rates are subject to change or withdrawal. We’ve already deducted a small share of the interest from the rates in this table. So the rate you see will always be the rate you'll receive.

Rates updated daily.

These rates could change, depending on your personal circumstances, market conditions, or the type of Flagstone account you open.

For Fixed Term, Instant Access, and Notice accounts, interest is calculated daily, but the frequency of when the interest is paid will vary by savings account. You’ll find more information in the Terms & Conditions of each savings account when you log in to the platform.

The Flagstone platform is available to individual, joint, and business applicants who are resident in the UK and 18 years of age or older. Accounts are also available for charities and trusts (including SIPPs and SSASs). The minimum deposit for businesses is currently £100,000.

Our partner banks

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Frequently asked questions

How are you able to offer competitive rates?

As the UK's leading cash deposit platform, the volume of deposits placed with us, and the relationships developed with our partner banks gives us access to exclusive, best-in-class deposit rates for our clients.

What are Instant Access, Notice and Fixed Term accounts?

With Instant Access Accounts, you can deposit and withdraw your money at any time.

With Notice Accounts, you can withdraw your money in the future, by giving notice to the bank. For example, 30 days' notice means you would give the bank notice and withdraw your funds 30 days later.

A Fixed Term Deposit Account has a specific term (e.g. 3 months or 12 months). Once a Fixed Term Deposit Account is open and funded it cannot be broken until the end of the term.

This means that your cash is locked up in the account for the full length of the term, after which it automatically returns to your holding account with the interest that has accrued on the deposit.

How is my money protected?

All UK-based banks and building societies on our platform are members of the Financial Service Compensation Scheme (FSCS). This allows your clients to protect their savings by spreading their cash across several banks or building societies, and receive the FSCS protection of £85K each time, if eligible.

How does Flagstone make money?

For each savings account you open through Flagstone, we receive a small share of the interest (up to 0.30%).

We deduct that share before we feature any savings account on our platform – so the rate you see will always be the rate you receive.

Don't just store money, protect it.

Use our cash deposits calculator to see how much interest you could be earning, whilst FSCS protecting your deposits.

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