Our latest banks and interest rates
Access up to 60+ banking partners to maximise your clients' interest and FSCS protection - if eligible.
New referred individual, joint, business, charity and trust clients will be on the Share of Interest model. This means that, for each savings account your clients open, Flagstone will receive a share of the interest (up to 0.30%).
We’ve deducted our standard share of interest from the rates below. But, in many cases, our share will be lower than the maximum 0.30%.
Once your clients open a Flagstone account, the rates they see will be Net of our share of interest. That means that the rates your clients see in the platform will always be the rates they receive.
There are no monthly management or administration fees on this fee model.
OakNorth
4.90% | 4.80%
4.90% | 4.80%
Notice account 125 Day
Notice account 125 Day
£500,000
Yes
SmartSave
4.89% | 4.78%
4.89% | 4.78%
Notice account 120 Day
Notice account 120 Day
£1,000,000
Yes
OakNorth
4.88% | 4.78%
4.88% | 4.78%
Notice account 95 Day
Notice account 95 Day
£500,000
Yes
SmartSave
4.87% | 4.76%
4.87% | 4.76%
Notice account 95 Day
Notice account 95 Day
£1,000,000
Yes
The Bank of London
4.72% | 4.62%
4.72% | 4.62%
Instant access
Instant access
£10,000,000
Yes
Monument Bank
4.71% | 4.61%
4.71% | 4.61%
Instant access
Instant access
£1,000,000
Yes
Monument Bank
4.68% | 4.59%
4.68% | 4.59%
Fixed 1 Month
Fixed 1 Month
£1,000,000
Yes
SmartSave
4.67% | 4.57%
4.67% | 4.57%
Instant access
Instant access
£1,000,000
Yes
Monument Bank
4.66% | 4.56%
4.66% | 4.56%
Notice account 30 Day
Notice account 30 Day
£1,000,000
Yes
Alpha Bank
4.65% | 4.60%
4.65% | 4.60%
Fixed 6 Month
Fixed 6 Month
£85,000
Yes
SmartSave
4.64% | 4.57%
4.64% | 4.57%
Fixed 3 Month
Fixed 3 Month
£1,000,000
Yes
Investec
4.64% | 4.57%
4.64% | 4.57%
Fixed 3 Month
Fixed 3 Month
£10,000,000
Yes
Sainsburys Bank
4.63% | 4.58%
4.63% | 4.58%
Fixed 6 Month
Fixed 6 Month
£1,000,000
Yes
Hampshire Trust Bank
4.60% | 4.50%
4.60% | 4.50%
Notice account 30 Day
Notice account 30 Day
£1,000,000
Yes
Principality
4.60% | 4.50%
4.60% | 4.50%
Notice account 90 Day
Notice account 90 Day
£85,000
Yes
Allica Bank
4.60% | 4.50%
4.60% | 4.50%
Notice account 180 Day
Notice account 180 Day
£85,000
Yes
Al Rayan Bank
4.55% | 4.55%
4.55% | 4.55%
Fixed 12 Month
Fixed 12 Month
£85,000
Yes
Bank ABC
4.55% | 4.46%
4.55% | 4.46%
Fixed 1 Month
Fixed 1 Month
£3,000,000
Yes
Allica Bank
4.55% | 4.45%
4.55% | 4.45%
Notice account 35 Day
Notice account 35 Day
£85,000
Yes
SmartSave
4.53% | 4.51%
4.53% | 4.51%
Fixed 9 Month
Fixed 9 Month
£1,000,000
Yes
The Bank of London
4.52% | 4.43%
4.52% | 4.43%
Notice account 45 Day
Notice account 45 Day
£10,000,000
Yes
SmartSave
4.51% | 4.51%
4.51% | 4.51%
Fixed 12 Month
Fixed 12 Month
£1,000,000
Yes
Shawbrook
4.48% | 4.40%
4.48% | 4.40%
Notice account 45 Day
Notice account 45 Day
£500,000
Yes
Aldermore
4.47% | 4.45%
4.47% | 4.45%
Fixed 9 Month
Fixed 9 Month
£10,000,000
Yes
The Bank of London
4.47% | 4.38%
4.47% | 4.38%
Notice account 35 Day
Notice account 35 Day
£10,000,000
Yes
Hampshire Trust Bank
4.46% | 4.37%
4.46% | 4.37%
Instant access
Instant access
£1,000,000
Yes
Al Rayan Bank
4.35% | 4.35%
4.35% | 4.35%
Fixed 18 Month
Fixed 18 Month
£85,000
Yes
SmartSave
4.35% | 4.35%
4.35% | 4.35%
Fixed 15 Month
Fixed 15 Month
£1,000,000
Yes
SmartSave
4.31% | 4.31%
4.31% | 4.31%
Fixed 2 Year
Fixed 2 Year
£1,000,000
Yes
Al Rayan Bank
4.25% | 4.25%
4.25% | 4.25%
Fixed 2 Year
Fixed 2 Year
£85,000
Yes
Shawbrook
4.24% | 4.16%
4.24% | 4.16%
Notice account 120 Day
Notice account 120 Day
£500,000
Yes
SmartSave
4.22% | 4.22%
4.22% | 4.22%
Fixed 18 Month
Fixed 18 Month
£1,000,000
Yes
Kroo Bank
4.19% | 4.11%
4.19% | 4.11%
Instant access
Instant access
£85,000
Yes
Kroo Bank
4.19% | 4.11%
4.19% | 4.11%
Notice account 32 Day
Notice account 32 Day
£85,000
Yes
Shawbrook
4.18% | 4.11%
4.18% | 4.11%
Instant access
Instant access
£85,000
Yes
Al Rayan Bank
4.15% | 4.15%
4.15% | 4.15%
Fixed 3 Year
Fixed 3 Year
£85,000
Yes
LHV Bank
4.12% | 4.05%
4.12% | 4.05%
Instant access
Instant access
£85,000
Yes
Hampshire Trust Bank
4.07% | 4.07%
4.07% | 4.07%
Fixed 3 Year
Fixed 3 Year
£250,000
Yes
IsBank
4.04% | 4.04%
4.04% | 4.04%
Fixed 15 Month
Fixed 15 Month
£250,000
Yes
SmartSave
4.04% | 4.04%
4.04% | 4.04%
Fixed 5 Year
Fixed 5 Year
£1,000,000
Yes
State Bank of India
4.00% | 4.00%
4.00% | 4.00%
Fixed 5 Year
Fixed 5 Year
£250,000
Yes
Sainsburys Bank
3.97% | 3.91%
3.97% | 3.91%
Fixed 2 Month
Fixed 2 Month
£1,000,000
Yes
Bank ABC
3.95% | 3.89%
3.95% | 3.89%
Fixed 2 Month
Fixed 2 Month
£3,000,000
Yes
SmartSave
3.85% | 3.85%
3.85% | 3.85%
Fixed 4 Year
Fixed 4 Year
£1,000,000
Yes
iFast Global Bank Limited
3.82% | 3.75%
3.82% | 3.75%
Instant access
Instant access
£85,000
Yes
Aldermore
3.73% | 3.95%
3.73% | 3.95%
Fixed 4 Year
Fixed 4 Year
£10,000,000
Yes
Santander International
3.61% | 3.55%
3.61% | 3.55%
Instant access
Instant access
£85,000
Yes
Shawbrook
3.37% | 3.37%
3.37% | 3.37%
Fixed 7 Year
Fixed 7 Year
£2,000,000
Yes
Principality
3.04% | 3.00%
3.04% | 3.00%
Instant access
Instant access
£85,000
Yes
Kingdom Bank
3.04% | 3.00%
3.04% | 3.00%
Notice account 90 Day
Notice account 90 Day
£85,000
Yes
Nationwide
2.12% | 2.10%
2.12% | 2.10%
Instant access
Instant access
£10,000,000
Yes
IsBank
1.95% | 1.95%
1.95% | 1.95%
Fixed 7 Year
Fixed 7 Year
£250,000
Yes
Reliance Bank
1.81% | 1.80%
1.81% | 1.80%
Instant access
Instant access
£85,000
Yes
Kingdom Bank
1.15% | 1.15%
1.15% | 1.15%
Notice account 32 Day
Notice account 32 Day
£85,000
Yes
Our partner banks
Frequently asked questions
As the UK's leading cash deposit platform, the volume of deposits placed with us, and the relationships developed with our partner banks gives us access to exclusive, best-in-class deposit rates for our clients.
For individual, business and charity clients, there are no admin or management fees to pay.
Rather than drain your savings with high fees, we use a ‘share of interest’ model instead. That means we take a small cut of our partner banks’ interest rates – up to 0.30%.
We deduct this before any rates appear on our platform – so the rate you see will always be the rate you receive.
Make your clients' money work harder.
Use our cash deposit calculator to see how much interest your client could be earning, while spreading their deposits to maximise FSCS protection, if eligible.
