Our latest banks and interest rates
Access up to 50+ banking partners to maximise your clients' interest and FSCS protection - if eligible.
Rates are shown gross of Flagstone's Annual Management Charge, illustrating what the interest rate would be before the management fee is deducted. The annual management fee is between 0.15% p.a. and 0.25% p.a. depending on the value of deposits you hold on our platform. For deposits of £250K or more, a one time setup fee of £500 will be payable and automatically taken from your initial deposit. This administration fee applies to all Individual, Joint, company, charity and trust clients. No admin fee is charged for deposits between £50,000 to £249,999. See our fee schedule.
SmartSave
3.91%
3.91%
Instant access
Instant access
£1m
Yes
Skipton
3.90%
3.90%
Instant access
Instant access
£5m
No
Allica Bank
3.76%
3.76%
Instant access
Instant access
£85k
Yes
OakNorth
3.26%
3.26%
Instant access
Instant access
£2m
Yes
Investec
2.50%
2.50%
Instant access
Instant access
$1m
Yes
Metro Bank
0.75%
0.75%
Instant access
Instant access
£85k
Yes
Shawbrook
0.60%
0.60%
Instant access
Instant access
£85k
Yes
Principality
3.90%
3.90%
Notice account 30 days
Notice account 30 days
£170k
Yes
ABC Bank
3.80%
3.80%
Fixed 1 month
Fixed 1 month
£15m
Yes
Sainsburys Bank
3.16%
3.16%
Fixed 1 month
Fixed 1 month
£1m
Yes
IsBank
2.50%
2.50%
Fixed 1 month
Fixed 1 month
$170k
Yes
IsBank
0.30%
0.30%
Fixed 1 month
Fixed 1 month
€170k
Yes
Allica Bank
3.91%
3.91%
Notice account 35 days
Notice account 35 days
£170k
Yes
Allica Bank
3.91%
3.91%
Notice account 35 days
Notice account 35 days
£85k
Yes
Nationwide
2.85%
2.85%
Notice account 35 days
Notice account 35 days
£10m
Yes
BLME
4.50%
4.50%
Fixed 3 months
Fixed 3 months
£2m
Yes
BLME
4.50%
4.50%
Fixed 3 months
Fixed 3 months
£2m
Yes
IsBank
4.50%
4.50%
Fixed 3 months
Fixed 3 months
$170k
Yes
ABC Bank
4.45%
4.45%
Fixed 3 months
Fixed 3 months
£3m
Yes
ABC Bank
4.45%
4.45%
Fixed 3 months
Fixed 3 months
£15m
Yes
Sainsburys Bank
4.31%
4.31%
Fixed 3 months
Fixed 3 months
£1m
Yes
FCMB Bank (UK) Limited
4.25%
4.25%
Fixed 3 months
Fixed 3 months
$10m
Yes
FCMB Bank (UK) Limited
4.20%
4.20%
Fixed 3 months
Fixed 3 months
$10m
Yes
FCMB Bank (UK) Limited
4.15%
4.15%
Fixed 3 months
Fixed 3 months
$10m
Yes
iFast Global Bank Limited
3.68%
3.68%
Fixed 3 months
Fixed 3 months
£85k
Yes
ABC Bank
0.75%
0.75%
Fixed 3 months
Fixed 3 months
€3m
Yes
ABC Bank
0.75%
0.75%
Fixed 3 months
Fixed 3 months
€15m
Yes
IsBank
0.30%
0.30%
Fixed 3 months
Fixed 3 months
€170k
Yes
Allica Bank
4.02%
4.02%
Notice account 95 days
Notice account 95 days
£170k
Yes
Allica Bank
4.02%
4.02%
Notice account 95 days
Notice account 95 days
£85k
Yes
Aldermore
3.92%
3.92%
Notice account 95 days
Notice account 95 days
£10m
Yes
GB Bank
3.74%
3.74%
Notice account 95 days
Notice account 95 days
£85k
Yes
Santander International
3.65%
3.65%
Notice account 95 days
Notice account 95 days
£85k
Yes
ICICI Bank
3.54%
3.54%
Notice account 95 days
Notice account 95 days
£85k
Yes
Investec
3.40%
3.40%
Notice account 95 days
Notice account 95 days
$2m
Yes
Investec
1.25%
1.25%
Notice account 95 days
Notice account 95 days
€2m
Yes
IsBank
5.00%
5.00%
Fixed 6 months
Fixed 6 months
$170k
Yes
BLME
4.70%
4.70%
Fixed 6 months
Fixed 6 months
£2m
Yes
BLME
4.70%
4.70%
Fixed 6 months
Fixed 6 months
£2m
Yes
Allica Bank
4.64%
4.64%
Fixed 6 months
Fixed 6 months
£170k
Yes
Allica Bank
4.64%
4.64%
Fixed 6 months
Fixed 6 months
£85k
Yes
Sainsburys Bank
4.53%
4.53%
Fixed 6 months
Fixed 6 months
£1m
Yes
IsBank
4.50%
4.50%
Fixed 6 months
Fixed 6 months
$170k
Yes
Hampden & Co
4.25%
4.25%
Fixed 6 months
Fixed 6 months
£85k
Yes
FCMB Bank (UK) Limited
2.45%
2.45%
Fixed 6 months
Fixed 6 months
$10m
Yes
FCMB Bank (UK) Limited
2.40%
2.40%
Fixed 6 months
Fixed 6 months
$10m
Yes
ABC Bank
1.00%
1.00%
Fixed 6 months
Fixed 6 months
€3m
Yes
ABC Bank
1.00%
1.00%
Fixed 6 months
Fixed 6 months
€15m
Yes
IsBank
0.50%
0.50%
Fixed 6 months
Fixed 6 months
€170k
Yes
IsBank
5.50%
5.50%
Fixed 12 months
Fixed 12 months
$170k
Yes
SmartSave
5.26%
5.26%
Fixed 12 months
Fixed 12 months
£1m
Yes
Allica Bank
5.17%
5.17%
Fixed 12 months
Fixed 12 months
£170k
Yes
Allica Bank
5.17%
5.17%
Fixed 12 months
Fixed 12 months
£85k
Yes
Aldermore
5.06%
5.06%
Fixed 12 months
Fixed 12 months
£10m
Yes
Aldermore
5.06%
5.06%
Fixed 12 months
Fixed 12 months
£10m
Yes
Sainsburys Bank
5.01%
5.01%
Fixed 12 months
Fixed 12 months
£1m
Yes
Investec
4.70%
4.70%
Fixed 12 months
Fixed 12 months
$5m
Yes
Investec
4.00%
4.00%
Fixed 12 months
Fixed 12 months
$5m
Yes
Investec
4.00%
4.00%
Fixed 12 months
Fixed 12 months
$5m
Yes
FCMB Bank (UK) Limited
3.95%
3.95%
Fixed 12 months
Fixed 12 months
$10m
Yes
FCMB Bank (UK) Limited
3.90%
3.90%
Fixed 12 months
Fixed 12 months
$10m
Yes
Investec
2.80%
2.80%
Fixed 12 months
Fixed 12 months
€5m
Yes
Investec
1.75%
1.75%
Fixed 12 months
Fixed 12 months
€5m
Yes
Investec
1.75%
1.75%
Fixed 12 months
Fixed 12 months
€5m
Yes
IsBank
1.50%
1.50%
Fixed 12 months
Fixed 12 months
€170k
Yes
Allica Bank
5.17%
5.17%
Fixed 18 months
Fixed 18 months
£170k
Yes
Allica Bank
5.17%
5.17%
Fixed 18 months
Fixed 18 months
£85k
Yes
SmartSave
5.11%
5.11%
Fixed 18 months
Fixed 18 months
£1m
Yes
Aldermore
5.03%
5.03%
Fixed 18 months
Fixed 18 months
£10m
Yes
Aldermore
5.03%
5.03%
Fixed 18 months
Fixed 18 months
£10m
Yes
Sainsburys Bank
4.77%
4.77%
Fixed 18 months
Fixed 18 months
£1m
Yes
FCMB Bank (UK) Limited
3.00%
3.00%
Fixed 18 months
Fixed 18 months
$10m
Yes
FCMB Bank (UK) Limited
2.95%
2.95%
Fixed 18 months
Fixed 18 months
$10m
Yes
FCMB Bank (UK) Limited
2.90%
2.90%
Fixed 18 months
Fixed 18 months
$10m
Yes
Investec
5.35%
5.35%
Fixed 2 years
Fixed 2 years
£5m
Yes
SmartSave
5.26%
5.26%
Fixed 2 years
Fixed 2 years
£1m
Yes
Aldermore
5.00%
5.00%
Fixed 2 years
Fixed 2 years
£10m
Yes
Aldermore
5.00%
5.00%
Fixed 2 years
Fixed 2 years
£10m
Yes
Allica Bank
4.91%
4.91%
Fixed 2 years
Fixed 2 years
£85k
Yes
Sainsburys Bank
4.76%
4.76%
Fixed 2 years
Fixed 2 years
£1m
Yes
Investec
3.00%
3.00%
Fixed 2 years
Fixed 2 years
€5m
Yes
Investec
5.45%
5.45%
Fixed 3 years
Fixed 3 years
£5m
Yes
SmartSave
5.21%
5.21%
Fixed 3 years
Fixed 3 years
£1m
Yes
Aldermore
4.60%
4.60%
Fixed 3 years
Fixed 3 years
£10m
Yes
Aldermore
4.60%
4.60%
Fixed 3 years
Fixed 3 years
£10m
Yes
Sainsburys Bank
4.26%
4.26%
Fixed 3 years
Fixed 3 years
£1m
Yes
Sainsburys Bank
4.26%
4.26%
Fixed 3 years
Fixed 3 years
£1m
Yes
Aldermore
4.60%
4.60%
Fixed 4 years
Fixed 4 years
£10m
Yes
Aldermore
4.60%
4.60%
Fixed 4 years
Fixed 4 years
£10m
Yes
Aldermore
4.60%
4.60%
Fixed 4 years
Fixed 4 years
£10m
Yes
Sainsburys Bank
4.01%
4.01%
Fixed 4 years
Fixed 4 years
£1m
Yes
Sainsburys Bank
4.01%
4.01%
Fixed 4 years
Fixed 4 years
£1m
Yes
Sainsburys Bank
3.75%
3.75%
Fixed 4 years
Fixed 4 years
£1m
Yes
Aldermore
4.60%
4.60%
Fixed 5 years
Fixed 5 years
£10m
Yes
Cambridge and Counties
4.60%
4.60%
Fixed 5 years
Fixed 5 years
£5m
Yes
Aldermore
4.60%
4.60%
Fixed 5 years
Fixed 5 years
£10m
Yes
Cambridge and Counties
4.60%
4.60%
Fixed 5 years
Fixed 5 years
£5m
Yes
Aldermore
4.60%
4.60%
Fixed 5 years
Fixed 5 years
£10m
Yes
Cambridge and Counties
4.60%
4.60%
Fixed 5 years
Fixed 5 years
£5m
Yes
Rates are subject to change or withdrawal and are shown gross of Flagstone's Annual Management Charge, illustrating what the interest rate would be before the management fee is deducted. Rates correct as at 8 June 2023.
For Fixed Term Deposit Accounts, interest is paid at the end of the term. For details of how interest is paid on Instant Access Accounts and Notice Accounts, please refer to the Terms & Conditions for the specific account available on the platform.
The Flagstone platform is available to individual and joint applicants who are resident in the UK and 18 years of age or older. Accounts are also available to UK-registered companies, charities and trusts (including SIPPs and SSASs). The minimum amount required to open a Flagstone account is currently £50,000 for individual and joint applicants, and £250k for companies, charities and trusts.
Dependent upon whether you are an individual, looking to open a joint account, or acting on behalf of a company, charity, trust, SIPP or SSAS; different banks, accounts and rates will be available to you on the platform. The number of accounts available to clients may also be reduced dependent upon their domicile, residency and other factors.
Our partner banks
Frequently asked questions
As the UK's leading cash deposit platform, the volume of deposits placed with us, and the relationships developed with our partner banks gives us access to exclusive, best-in-class deposit rates for our clients.
There is an annual management fee of between 0.15% p.a. and 0.25% p.a. depending on the value of deposits you
hold on our platform.
For deposits of £250k or more, a one time setup fee of £500 will be payable and automatically taken from your initial deposit. For US Dollar accounts this fee is $500 and for Euro Accounts it is €500. This admin fee applies to all Individual, Joint, company, charity and trust clients.
No Administration fee is charged for deposits between £50,000 to £249,999.
Make your clients' money work harder.
Use our cash deposit calculator to see how much interest your client could be earning, while spreading their deposits to maximise FSCS protection, if eligible.
