Our latest banks and interest rates
Access up to 50+ banking partners to maximise your clients' interest and FSCS protection - if eligible.
Rates are shown gross of Flagstone's Annual Management Charge, illustrating what the interest rate would be before the management fee is deducted. The annual management fee is between 0.15% p.a. and 0.25% p.a. depending on the value of deposits you hold on our platform. For deposits of £250K or more, a one time setup fee of £500 will be payable and automatically taken from your initial deposit. This administration fee applies to all Individual, Joint, company, charity and trust clients. No admin fee is charged for deposits between £50,000 to £249,999. See our fee schedule.
Rates are subject to change or withdrawal and are shown gross of Flagstone's Annual Management Charge, illustrating what the interest rate would be before the management fee is deducted. Rates correct as at 8 June 2023.
For Fixed Term Deposit Accounts, interest is paid at the end of the term. For details of how interest is paid on Instant Access Accounts and Notice Accounts, please refer to the Terms & Conditions for the specific account available on the platform.
The Flagstone platform is available to individual and joint applicants who are resident in the UK and 18 years of age or older. Accounts are also available to UK-registered companies, charities and trusts (including SIPPs and SSASs). The minimum amount required to open a Flagstone account is currently £50,000 for individual and joint applicants, and £250k for companies, charities and trusts.
Dependent upon whether you are an individual, looking to open a joint account, or acting on behalf of a company, charity, trust, SIPP or SSAS; different banks, accounts and rates will be available to you on the platform. The number of accounts available to clients may also be reduced dependent upon their domicile, residency and other factors.
Our partner banks












Frequently asked questions
As the UK's leading cash deposit platform, the volume of deposits placed with us, and the relationships developed with our partner banks gives us access to exclusive, best-in-class deposit rates for our clients.
There is an annual management fee of between 0.15% p.a. and 0.25% p.a. depending on the value of deposits you
hold on our platform.
For deposits of £250k or more, a one time setup fee of £500 will be payable and automatically taken from your initial deposit. For US Dollar accounts this fee is $500 and for Euro Accounts it is €500. This admin fee applies to all Individual, Joint, company, charity and trust clients.
No Administration fee is charged for deposits between £50,000 to £249,999.
Make your clients' money work harder.
Use our cash deposit calculator to see how much interest your client could be earning, while spreading their deposits to maximise FSCS protection, if eligible.