How it works

One Flagstone application for 250+ accounts

Start saving with Flagstone in 3 simple steps

  • Set up and fund your account Sign up and complete your application, then fund your Flagstone account and you are ready to go.
  • Select banks and rates Search and choose from the UK's best savings accounts from the 48 partner banks on our online platform.
  • Earn more with peace of mind Your savings will grow and stay protected until you're ready to use or move them again.
Your UK cash deposits are protected by the FSCS

A Fintech Proposition

We are an aggregator of savings accounts from multiple banks

You become a client and fund your Flagstone account.

You select multiple banks and deposit accounts to place your savings.

No need for individual bank savings accounts. Just one single Flagstone account. Simple. 

You can place and move your deposits between selected banks - all online.

You can diversify your deposits and protect them at UK banks within FSCS limits.

Access our exclusive rates on the Flagstone platform

See how much interest you could be earning

Tell us about your savings requirements and see how much you could earn through Flagstone with our simple illustration tool.

Get an illustration

Frequently Asked Questions

  • How does Flagstone work?

    Partnering with more than 45 banks and building societies, Flagstone offers clients a portfolio of 250+ savings accounts (instant, notice and fixed term), accessible through one single Flagstone account on our digital platform.

    Clients open one single Flagstone account on our platform, choose and select from all available deposit accounts from multiple banks, spread their savings and move them between different accounts easily with just a few clicks.

    Flagstone provides full control of your cash with 24/7 secure online access. 

  • How can Flagstone access competitive rates?

    Due to the volume of deposits we intermediate and through the relationships we have developed with our partner banks, we are able to access exclusive and competitive deposit rates for Flagstone clients.

  • What fees does Flagstone charge?

    Flagstone charges a one-off set-up fee of £500 for new clients opening an account on the platform, for deposits over £250,000.

    There is also an Annual Management Charge of between 0.15% p.a. and 0.25% p.a. dependent upon the value of deposits held by the client on the platform.

  • Can I split my deposits across multiple banks?

    Through a single Flagstone account, you can use our secure online platform to open as many deposit accounts with as many different banks as you require, in just a matter of clicks.

  • Will I have statements for tax returns?

    Flagstone provides you with visibility of every pound earned and the simplicity of consolidated reporting. 

    At the end of each tax year, Flagstone will provide you with a single consolidated tax certificate.