0203 745 8139
Corporates / SMEs

MORE INTEREST. LESS RISK.

EXCLUSIVE, BEST-IN-MARKET RATES; 2.06% ONE YEAR FIXED TERM DEPOSIT
1.50% 35 DAY NOTICE ACCOUNT AND 1.40% INSTANT ACCESS ACCOUNT.

Flagstone’s simple, secure online platform can provide you with access to hundreds of deposit accounts from 26 banks through a single application, empowering your business to earn more interest income and reduce risk.

Indicative of the best-in-market rates currently available to our corporate clients are a 2.06% One Year Fixed Term Deposit, a 1.50% 35 Day Notice account and a 1.40% Instant Access account. These rates are exclusive to the Flagstone platform. To find out more, watch our short video or get in touch with us on 0203 745 8139.

PLAY VIDEO  

REVOLUTIONISING THE DEPOSIT MARKET

Providing you with access to hundreds of deposit accounts at the click of a mouse

A secure online platform

A secure online platform

Flagstone's platform enables your business to increase the interest income it earns on its cash - typically by between two and nine times – and simultaneously reduce risk through diversification.

Access hundreds of accounts

Access hundreds of accounts

The platform gives your business secure online access to hundreds of market leading and exclusive deposit accounts from a broad selection of UK and offshore banks on completion of just one application, with no requirement for any subsequent paperwork.

Simple and efficient

Simple and efficient

Choose from and open – in just a matter of clicks – multiple instant access, notice and/or term deposit accounts to start earning more interest income.

HOW THE PLATFORM WORKS

1 Set your Deposit Criteria

Using a simple filter tool, set the criteria for your deposits based on value, account type (instant access, notice and/or term deposits) and your liquidity needs.

2 Browse accounts

Review all the accounts that meet your criteria.

3 Clear and transparent analysis

Clear and transparent financial strength analysis is available for each of the banks on the platform. This is distilled down into a simple Financial Strength Score (out of 100) to enable you to make an informed decision.

4 Select and execute

Select the deposit accounts which meet your needs and simply click on them to add them to your portfolio. View the overall interest that will be payable on your portfolio and when you are happy with your selections click to confirm. Flagstone will then execute these deposits.

5 Reporting

View all your deposits at a glance with 24/7 secure online access. You will receive consolidated monthly statements and an annual summary for tax reporting.

THE BENEFITS FOR YOUR COMPANY

Maximise Interest

Maximise Interest

Flagstone’s cash platform enables your business to earn more interest income by giving you access to market leading interest rates on hundreds of deposit accounts.

Minimise risk

Minimise risk

Reduce risk through diversification and greater utilisation of FSCS (Financial Services Compensation Scheme) protection.

Eliminate Hassle

Eliminate Hassle

Sign just one agreement, then manage all your account selection and opening effortlessly online using the Flagstone platform, without any further paperwork.

Peace of mind

Peace of mind

Flagstone is authorised and regulated by the Financial Conduct Authority (FCA). Clients have no credit exposure to Flagstone at any time. All of the UK banks who provide accounts on the platform are regulated by both the FCA and the Prudential Regulation Authority (PRA).

Informed choices

Informed choices

Every account available on the Flagstone platform comes with clear and transparent analysis of the financial strength of the bank providing it, enabling you to easily assess and compare the relative credit strength of each bank before making a selection.

Total control

Total control

Maintain full control of your money with 24/7 secure online access to your portfolio. The platform will also provide you with a portfolio summary, consolidated monthly statements and an annual interest summary for tax reporting.

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A DEMO VIDEO

From zero to £136,500 p.a. in just a few clicks

Mark is the CFO at a manufacturing company.

Challenge: Mark came to Flagstone with two main concerns. Firstly, some of the company’s cash on balance was held in a Euro account at a bank that was charging the company to hold the funds through a negative interest rate. Secondly, the company kept £12m in a Sterling account earning zero interest. Mark was also keen to maintain liquidity and ensure the company’s funds were not locked up for the long term.

How Flagstone helped: Mark signed up with Flagstone to take advantage of more appealing options from two of Flagstone's A-Rated banking partners. The first was a 90-day notice Euro deposit account paying 0.20% to which he transferred €1.5m. The second, a 31-day notice Sterling account paying 1.10% interest in which he deposited £12m.

The result
  • Deposit
    Size

    £13m

  • Previous
    Interest Rate

    0.00%

  • New
    Interest Rate

    1.05%

Mark was able to open two new accounts within 48 hours through one simple sign up process. He put a stop to the charges his company was paying on the Euro account, turning a loss into a gross interest income of €3,000 per annum. On the Sterling funds, the company went from earning zero interest to £132,000 per annum.

From £15,000 interest to £54,600 per annum and diversification x6

Rory is the third generation owner of a family business.

Challenge: Rory’s business was holding this large cash sum in a single account with a ‘high-street’ bank earning 0.25%, generating £15,000 per annum in interest income.

How Flagstone helped: Rory used the Flagstone platform to research and open a range of accounts to increase his company’s interest income, manage its liquidity requirements and diversify its risk exposure.

The result
  • Deposit
    Size

    £6m

  • Previous
    Interest Rate

    0.25%

  • New
    Interest Rate

    1.67%

In the space of just a few days Rory had opened accounts with 6 UK banks, increasing the company’s interest income from £15,000 to £54,600 per annum and reducing the company’s risk exposure through diversification.

More interest. Less risk.

If your business holds its excess cash in an account earning little or no interest, it’s time for a smarter approach.

Flagstone’s cash platform gives your business access to hundreds of deposit accounts at the click of a button, empowering it to earn more interest income and minimise risk. Our SME clients typically increase the interest paid on their cash deposits by between two and nine times.

SEND ME AN ILLUSTRATION REQUEST A PERSONAL DEMO EMAIL ME AN ACCOUNT OPENING PACK

More than half of the UK’s SMEs are earning less than 0.10% on their cash

YouGov Survey, September 2017 Find out more

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Award Shortlisted

Flagstone named as Finalist for Gartner 'Eye on Innovation' award 2018

The Gartner global 'Eye on Innovation' award recognises innovative use of technology in the financial services sector to drive best-in-class initiatives. Flagstone's nomination acknowledges its work in deploying proprietary technology to help wealth advisers and their clients achieve better returns on their cash deposits and reduce their risk exposure through diversification.

Award Shortlisted

Flagstone shortlisted for MoneyAge Innovation in Consumer Finance Award 2018

Flagstone has been shortlisted for the Money Age Innovation in Consumer Finance Award 2018, acknowledging the company's innovative use of technology to deliver excellent consumer outcomes and customer experience in the cash deposit market.  Flagstone’s simple, secure online platform is empowering its clients to earn more interest income, reduce risk and eliminate hassle, by providing them with access to hundreds of deposit rates from 25 banks at the click of a button.

 +44(0)203 745 8139