Our latest banks and interest rates
Access up to 60+ banking partners to maximise your clients' interest and FSCS protection - if eligible.
SmartSave
5.15% | 5.03%
5.15% | 5.03%
Notice account 120 Day
Notice account 120 Day
£1,000,000
Yes
SmartSave
5.10% | 4.98%
5.10% | 4.98%
Notice account 95 Day
Notice account 95 Day
£1,000,000
Yes
LHV Bank
5.09% | 4.98%
5.09% | 4.98%
Notice account 95 Day
Notice account 95 Day
£170,000
Yes
SmartSave
5.06% | 4.97%
5.06% | 4.97%
Fixed 3 Month
Fixed 3 Month
£1,000,000
Yes
SmartSave
5.04% | 4.98%
5.04% | 4.98%
Fixed 6 Month
Fixed 6 Month
£1,000,000
Yes
Gatehouse
5.03% | 4.97%
5.03% | 4.97%
Fixed 6 Month
Fixed 6 Month
£170,000
Yes
ABC Bank
5.02% | 4.93%
5.02% | 4.93%
Fixed 3 Month
Fixed 3 Month
£3,000,000
Yes
SmartSave
4.96% | 4.85%
4.96% | 4.85%
Instant access
Instant access
£1,000,000
Yes
SmartSave
4.92% | 4.92%
4.92% | 4.92%
Fixed 12 Month
Fixed 12 Month
£1,000,000
Yes
The Bank of London
4.91% | 4.80%
4.91% | 4.80%
Instant access
Instant access
£250,000
Yes
Allica Bank
4.91% | 4.80%
4.91% | 4.80%
Notice account 180 Day
Notice account 180 Day
£170,000
Yes
Shawbrook
4.89% | 4.79%
4.89% | 4.79%
Notice account 45 Day
Notice account 45 Day
£500,000
Yes
ABC Bank
4.87% | 4.78%
4.87% | 4.78%
Fixed 2 Month
Fixed 2 Month
£3,000,000
Yes
SmartSave
4.86% | 4.84%
4.86% | 4.84%
Fixed 9 Month
Fixed 9 Month
£1,000,000
Yes
Principality
4.86% | 4.75%
4.86% | 4.75%
Notice account 90 Day
Notice account 90 Day
£170,000
Yes
Al Rayan Bank
4.85% | 4.85%
4.85% | 4.85%
Fixed 12 Month
Fixed 12 Month
£170,000
Yes
Castle Trust Bank
4.84% | 4.82%
4.84% | 4.82%
Fixed 9 Month
Fixed 9 Month
£170,000
Yes
SmartSave
4.83% | 4.83%
4.83% | 4.83%
Fixed 2 Year
Fixed 2 Year
£1,000,000
Yes
Allica Bank
4.81% | 4.70%
4.81% | 4.70%
Notice account 35 Day
Notice account 35 Day
£170,000
Yes
Allica Bank
4.80% | 4.69%
4.80% | 4.69%
Instant access
Instant access
£170,000
Yes
Investec
4.79% | 4.70%
4.79% | 4.70%
Fixed 2 Month
Fixed 2 Month
£10,000,000
Yes
The Bank of London
4.79% | 4.68%
4.79% | 4.68%
Notice account 45 Day
Notice account 45 Day
£1,000,000
Yes
SmartSave
4.75% | 4.75%
4.75% | 4.75%
Fixed 15 Month
Fixed 15 Month
£1,000,000
Yes
Hampshire Trust Bank
4.75% | 4.75%
4.75% | 4.75%
Fixed 2 Year
Fixed 2 Year
£250,000
Yes
Investec
4.75% | 4.65%
4.75% | 4.65%
Fixed 1 Month
Fixed 1 Month
£10,000,000
Yes
The Bank of London
4.73% | 4.63%
4.73% | 4.63%
Notice account 35 Day
Notice account 35 Day
£1,000,000
Yes
ABC Bank
4.65% | 4.56%
4.65% | 4.56%
Fixed 1 Month
Fixed 1 Month
£3,000,000
Yes
Principality
4.65% | 4.55%
4.65% | 4.55%
Notice account 30 Day
Notice account 30 Day
£170,000
Yes
LHV Bank
4.64% | 4.55%
4.64% | 4.55%
Instant access
Instant access
£170,000
Yes
SmartSave
4.61% | 4.61%
4.61% | 4.61%
Fixed 18 Month
Fixed 18 Month
£1,000,000
Yes
Al Rayan Bank
4.55% | 4.55%
4.55% | 4.55%
Fixed 18 Month
Fixed 18 Month
£170,000
Yes
GB Bank
4.53% | 4.44%
4.53% | 4.44%
Notice account 65 Day
Notice account 65 Day
£170,000
Yes
SmartSave
4.46% | 4.46%
4.46% | 4.46%
Fixed 3 Year
Fixed 3 Year
£1,000,000
Yes
Kroo Bank
4.45% | 4.36%
4.45% | 4.36%
Instant access
Instant access
£170,000
Yes
Shawbrook
4.43% | 4.35%
4.43% | 4.35%
Instant access
Instant access
£85,000
Yes
Al Rayan Bank
4.40% | 4.40%
4.40% | 4.40%
Fixed 3 Year
Fixed 3 Year
£170,000
Yes
GB Bank
4.34% | 4.25%
4.34% | 4.25%
Instant access
Instant access
£170,000
Yes
Kingdom Bank
4.33% | 4.25%
4.33% | 4.25%
Notice account 120 Day
Notice account 120 Day
£170,000
Yes
SmartSave
4.32% | 4.32%
4.32% | 4.32%
Fixed 5 Year
Fixed 5 Year
£1,000,000
Yes
Al Rayan Bank
4.30% | 4.30%
4.30% | 4.30%
Fixed 5 Year
Fixed 5 Year
£170,000
Yes
OakNorth
4.30% | 4.22%
4.30% | 4.22%
Instant access
Instant access
£85,000
Yes
IsBank
4.25% | 4.25%
4.25% | 4.25%
Fixed 15 Month
Fixed 15 Month
£170,000
Yes
IsBank
4.25% | 4.25%
4.25% | 4.25%
Fixed 7 Year
Fixed 7 Year
£170,000
Yes
IsBank
4.25% | 4.25%
4.25% | 4.25%
Fixed 4 Year
Fixed 4 Year
£170,000
Yes
Santander International
4.23% | 4.15%
4.23% | 4.15%
Instant access
Instant access
£170,000
Yes
iFast Global Bank Limited
4.08% | 4.00%
4.08% | 4.00%
Instant access
Instant access
£170,000
Yes
SmartSave
3.98% | 3.98%
3.98% | 3.98%
Fixed 4 Year
Fixed 4 Year
£1,000,000
Yes
Kingdom Bank
3.55% | 3.50%
3.55% | 3.50%
Notice account 90 Day
Notice account 90 Day
£170,000
Yes
Shawbrook
3.35% | 3.35%
3.35% | 3.35%
Fixed 7 Year
Fixed 7 Year
£2,000,000
Yes
Principality
3.30% | 3.25%
3.30% | 3.25%
Instant access
Instant access
£170,000
Yes
Nationwide
2.12% | 2.10%
2.12% | 2.10%
Instant access
Instant access
£10,000,000
Yes
Reliance Bank
1.91% | 1.90%
1.91% | 1.90%
Instant access
Instant access
£170,000
Yes
Kingdom Bank
1.66% | 1.65%
1.66% | 1.65%
Notice account 32 Day
Notice account 32 Day
£170,000
Yes
Our partner banks
Frequently asked questions
As the UK's leading cash deposit platform, the volume of deposits placed with us, and the relationships developed with our partner banks gives us access to exclusive, best-in-class deposit rates for our clients.
For individual clients, there are no admin or management fees to pay.
Rather than drain your savings with high fees, we use a ‘share of interest’ model instead. That means we take a small cut of our partner banks’ interest rates – up to 0.30%.
We deduct this before any rates appear on our platform – so the rate you see will always be the rate you receive.
For business and charity clients, there is an annual management fee of between 0.15% p.a. and 0.25% p.a. depending on the value of deposits you hold on our platform.
For deposits of £250k or more, a one time setup fee of £500 will be payable and automatically taken from your initial deposit. For US Dollar accounts this fee is $500 and for Euro Accounts it is €500. This admin fee applies to all company, charity and trust clients.
Make your clients' money work harder.
Use our cash deposit calculator to see how much interest your client could be earning, while spreading their deposits to maximise FSCS protection, if eligible.
