Personal finance

Interest in possession trusts can let you provide income to a beneficiary for life. But whether they achieve your financial aims depends on how you set them up.

Settlor-interested trusts let you remain a potential beneficiary. But other trust structures could provide a more tax-efficient way of gifting money.

Many homeowners are underestimating their Inheritance Tax exposure. Our latest research explores why, and what this could mean for your estate.

Discretionary trusts offer greater control and flexibility compared with fixed trusts. But they also come with more complex tax rules.

Bare trusts allow you to gift assets and could reduce your family’s tax bills. But the funds legally belong to the beneficiary, meaning you sacrifice control over your wealth.

Junior ISAs let you save tax-free for your children’s future. But you might prefer the control you get from other saving and investing options.

Inheritance Tax rules have changed since the 2025 Autumn Budget. Learning how the rules might apply to your estate could help your family keep more of what you leave behind.

Inheritance Tax changes will impact businesses, landowners, and families passing wealth to younger generations. But what will they mean for your family wealth plans?

Your family might keep less of the inheritance you gift if you pass away before seven years elapses. But there are other tax-efficient ways to gift money to younger generations.