Individuals

MORE INTEREST. LESS RISK.

Exclusive, market-leading 1.40% Instant Access and 2.01% One Year Term Deposit accounts.

Flagstone's simple, secure, online platform gives you access to hundreds of accounts - all from a single application - meaning that your cash can finally work harder. Clients typically increase their interest income by between two and nine times.

Indicative of the market-leading rates currently available to clients are a 1.40% Instant Access account and a 2.01% One Year Fixed Bond, both exclusive to the Flagstone platform. To find out more, watch our short video or get in touch.

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REVOLUTIONISING THE DEPOSIT MARKET

Providing you with access to hundreds of deposit accounts at the click of a mouse

A secure online platform

A secure online platform

Flagstone's unique platform enables you to increase the interest income you earn on your cash - typically by between two and nine times – and simultaneously reduce risk through diversification.

Access hundreds of accounts

Access hundreds of accounts

The platform gives you secure online access to hundreds of market leading and exclusive deposit accounts from a broad selection of UK and offshore banks on completion of just one application, with no requirement for any subsequent paperwork.

Simple and efficient

Simple and efficient

Choose from and open – in just a matter of clicks – multiple instant access, notice and/or term deposit accounts to start earning more interest income for on your cash and reducing risk through diversification.

HOW THE PLATFORM WORKS

1 Set your Deposit Criteria

Using a simple filter tool, set the criteria for your deposits based on value, account type (instant access, notice and/or term deposits) and your liquidity needs.

2 Browse accounts

Review all the accounts that meet your criteria.

3 Clear and transparent analysis

Clear and transparent financial strength analysis is available for each of the banks on the platform. This is distilled down into a simple Financial Strength Score (out of 100) to enable you to make an informed decision.

4 Select and execute

Select the deposit accounts which meet your needs and simply click on them to add them to your portfolio. View the overall interest that will be payable on your portfolio and when you are happy with your selections click to confirm. Flagstone will then execute these deposits.

5 Reporting

View all your deposits at a glance with 24/7 secure online access. You will receive consolidated monthly statements and an annual summary for tax reporting.

THE BENEFITS

Maximise Interest

Maximise Interest

Flagstone’s unique cash platform enables you to earn more interest income by giving you access to market leading interest rates on hundreds of deposit accounts.

Minimise risk

Minimise risk

Reduce risk through diversification and greater utilisation of FSCS (Financial Services Compensation Scheme) protection.

Eliminate Hassle

Eliminate Hassle

Sign just one agreement, then manage all your account selection and opening effortlessly online using the Flagstone platform, without any further paperwork.

Peace of mind

Peace of mind

Flagstone is authorised and regulated by the Financial Conduct Authority (FCA). Clients have no credit exposure to Flagstone at any time. All of the UK banks who provide accounts on the platform are regulated by both the FCA and the Prudential Regulation Authority (PRA).

Informed choices

Informed choices

Every account available on the Flagstone platform comes with clear and transparent analysis of the financial strength of the bank providing it, enabling you to easily assess and compare the relative credit strength of each bank before making a selection.

Total control

Total control

Maintain full control of your money with 24/7 secure online access to your portfolio. The platform will also provide you with a portfolio summary, consolidated monthly statements and an annual interest summary for tax reporting.

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A DEMO VIDEO

Increased yield by 4x

Deborah was the CEO of a successful accountancy software company and sold her business for several million pounds.

Challenge: When Deborah sold her company, her bank at the time offered just 0.25% on the funds from the sale. Unsurprisingly, she was unimpressed by this rate and was also concerned about the risk she would be taking in leaving this lump sum in just one account.

How Flagstone helped: Deborah signed up with Flagstone and transferred the £34 million into the new hub account we set up for her within 24 hours. She then used the Flagstone platform to select nine banks with which to deposit her money. All nine accounts were opened and active within three days of her instruction with no further paperwork required on her part. Net of fees, her weighted yield across the nine accounts was 1.10%.

The result
  • Deposit
    Size

    £34m

  • Previous
    Interest Rate

    0.25%

  • New
    Interest Rate

    1.10%

Deborah achieved an increase in yield of just over four times what her bank was offering. Her cash was diversified amongst nine different counterparties matching her risk requirements. The funds were invested across different terms, four months being the maximum, to fit with her projected cash flow needs. The entire process was exceptionally simple – just one account opening process and no further paperwork.

More interest. Less risk.

If you hold your savings in an underperforming account earning little interest, it’s time for a smarter approach.

Flagstone’s unique cash platform gives you access to hundreds of deposit accounts at the click of a button, empowering you to earn more interest income and minimise risk. Our clients typically increase the interest paid on their cash deposits by between two and nine times.

SEND ME AN ILLUSTRATION REQUEST A PERSONAL DEMO EMAIL ME AN ACCOUNT OPENING PACK

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Award Shortlisted

Flagstone is shortlisted for 'Best Fintech Partnership' 2017

Shortlisted for the Best Fintech Partnership at the UK Finance and London Institute of Banking & Finance Financial Innovation awards 2017, celebrating customer excellence in banking and finance.