0203 745 8139
Individuals

MORE INTEREST. LESS RISK.

EXCLUSIVE, BEST-IN-MARKET RATES;
2.20% ONE YEAR FIXED TERM DEPOSIT AND A 1.50% 35 DAY NOTICE ACCOUNT

Flagstone’s simple, secure online platform can provide you with access to hundreds of deposit accounts from 28 banks through a single application, empowering you to earn more interest income, and reduce risk.

Indicative of the best-in-market rates currently available to clients are a 2.20% One Year Fixed Term Deposit and a 1.50% 35 Day Notice Account. These rates are exclusive to the Flagstone platform. To find out more, watch our short video or get in touch with us on 0203 745 8139.

The minimum deposit required to open a Flagstone platform account is £250,000.

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THE BENEFITS

Maximise Interest

Maximise Interest

Flagstone’s cash platform gives you access to market-leading and exclusive rates, empowering you to earn more interest income. Our clients typically increase the interest paid on their cash deposits by between two and nine times.

Minimise risk

Minimise risk

Reduce risk through diversification and greater utilisation of FSCS (Financial Services Compensation Scheme) protection.

Eliminate Hassle

Eliminate Hassle

Sign just one agreement, then manage all your account selection and opening effortlessly online using the Flagstone platform, without any further paperwork.

Peace of mind

Peace of mind

Flagstone is authorised and regulated by the Financial Conduct Authority (FCA). Clients have no credit exposure to Flagstone at any time. All of the UK banks who provide accounts on the platform are regulated by both the FCA and the Prudential Regulation Authority (PRA).

Informed choices

Informed choices

Every account available on the Flagstone platform comes with clear and transparent analysis of the financial strength of the bank providing it, enabling you to easily assess and compare the relative credit strength of each bank before making a selection.

Total control

Total control

Maintain full control of your money with 24/7 secure online access to your portfolio. The platform will also provide you with a portfolio summary, consolidated monthly statements and an annual interest summary for tax reporting.

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FCA Authorised
and Regulated

Find out more

FCA Authorised and Regulated

  • Flagstone Investment Management Limited is authorised and regulated by the Financial Conduct Authority (FCA).

  • Financial Services Register Numbers 676754 and 605504.

Security

Find out more

Security

  • The Flagstone Platform uses industry-leading Transport Layer Security (TLS) to encrypt and transport data. Any data which is stored is held on secure, encrypted servers protected by multi-layer Firewalls.

  • Flagstone does not allow any third party payments and all funds returned to clients are paid back to the originating funding account only.

  • Clients have no credit exposure to Flagstone at any time.

All UK banks on our Platform
are FSCS protected

Find out more

All UK banks on our Platform are FSCS protected

  • Accounts created on the Flagstone platform with onshore UK banks provide clients with the same FSCS protection as if the deposit had been placed directly with that bank.

  • FSCS deposit protection is currently £85,000 per authorised bank per depositor. For more information go to fscs.org.uk

HOW THE PLATFORM WORKS

1 Set your Deposit Criteria

Using a simple filter tool, set the criteria for your deposits based on value, account type (instant access, notice and/or term deposits) and your liquidity needs.

2 Browse accounts

Review all the accounts that meet your criteria.

3 Clear and transparent analysis

Clear and transparent financial strength analysis is available for each of the banks on the platform. This is distilled down into a simple Financial Strength Score (out of 100) to enable you to make an informed decision.

4 Select and execute

Select the deposit accounts which meet your needs and simply click on them to add them to your portfolio. View the overall interest that will be payable on your portfolio and when you are happy with your selections click to confirm. Flagstone will then execute these deposits.

5 Reporting

View all your deposits at a glance with 24/7 secure online access. You will receive consolidated monthly statements and an annual summary for tax reporting.

Rates currently live on the Flagstone platform

1.40%

Instant Access Account

Your money is
protected by the FSCS

1.50%

35 Day Notice Account

Your money is
protected by the FSCS

2.15%

12 Month Fixed Term Deposit

Your money is
protected by the FSCS

£12,151 more income per annum
and 100% FSCS protection

Deborah was holding the proceeds of the sale of her buy-to-let property of £850,000 in a deposit account with the same bank as her current account. She was earning minimal interest, and by having all of the proceeds with one bank, 90% of this money was outside of FSCS protection. However, she was concerned about the amount of time it would take to research the best rates, and the hassle of opening accounts with many different banks, only having to repeat the exercise if rates fell or more attractive rates became available elsewhere.

How Flagstone helped:
On completion of just one application, Deborah was able to quickly and simply deposit the proceeds into 10 accounts that met her liquidity requirements with 10 different banks, in just a few clicks. These accounts generated an additional £12,151 in interest income than she was previously getting from her high street bank. Moreover, 100% of Deborah’s money now benefited from FSCS* protection.

* FSCS protection is £85,000 per depositor (£170,000 for joint accounts) per bank. For more information go to fscs.org.uk

The minimum deposit required to open a Flagstone platform account is £250,000. Dependent upon the value of the deposit (and whether you are an individual, looking to open a joint account, or acting on behalf of a company or charity), different banks, accounts and rates will be available to you on the platform.

8x more income and 100% FSCS protection

Mr and Mrs R-T held their £340,000 savings with the same bank as their current accounts.

They'd been unhappy with the interest they were earning for some time but suspected that securing better rates with other banks would be a long drawn out process involving researching best-buy tables, form filling and administrative hassle, only to have to repeat the exercise if the rate fell or more attractive rates became available elsewhere.

How Flagstone helped:
The Flagstone platform provided an ideal solution, giving the couple access to hundreds of deposit accounts offering market-leading and exclusive rates from more that 20 different UK banks. On completion of their application Mr and Mrs R-T's Flagstone Hub Account was opened within 48 hours. They then deposited their savings into two instant access accounts, which now generate 8x more interest income annually than they had previously been getting. Moreover, every penny is now protected by the FSCS (Financial Services Compensation Scheme)*, whereas previously £170,000 of their savings wouldn't have benefited from that cover.

* FSCS protection is £85,000 per depositor (£170,000 for joint accounts) per bank. For more information go to fscs.org.uk

The minimum deposit required to open a Flagstone platform account is £250,000. Dependent upon the value of the deposit (and whether you are an individual, looking to open a joint account, or acting on behalf of a company or charity), different banks, accounts and rates will be available to you on the platform.

More interest. Less risk.

If you hold your savings in an underperforming account earning little interest, it’s time for a smarter approach.

If you want to see how much additional interest income you could be earning and how much extra FSCS protection you could benefit from, we can provide you with a bespoke illustration, in line with your liquidity requirements, utilising the rates currently available on the platform.

If you would like more information on how the platform works, one of our team can provide you with an online demonstration, showing you how easy the platform is to use and how much additional income you could be earning - at a time convenient to you.

NEW PRODUCTS & DEVELOPMENTS

Let us keep you informed about exciting new developments to the Flagstone Platform.

In 2019 we will be providing personal clients with a range of term deposit accounts from a panel of UK banks that enables them to earn more interest, reduce risk and eliminate hassle, but with a minimum platform opening balance of just £50,000. If you're interested in learning more about this prior to launch and being kept abreast of our latest product developments in the future, then please confirm your details below.

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