Savings Accounts For Individuals

Protect and manage your savings simpler
Open an account

Build Your Savings With Flagstone

Managing your savings accounts has never been so simple. 

  • Diversify and protect your cash with peace of mind
  • Manage your savings simpler through one Flagstone account
  • Earn more with market-leading and exclusive interest rates
Open Account

Save Smarter With Flagstone

Leading rates

Unlock the leading savings rates with Flagstone by comparing deposit accounts from 40+ partner banks. US Dollar and Euro-denominated account options available too.

No other bank applications

Remove the major burden of managing your cash liquidity by opening multiple bank accounts. Open Flagstone account once and make deposits in any of our deposit accounts.

FSCS diversification

Reduce risk through diversification and greater utilisation of FSCS (Financial Services Compensation Scheme) protection.

Current rates for individual clients

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  • 18 month
    fixed term
  • 12 month
    fixed term
  • 6 month
  • 35 days
  • Instant

Some of the banks we work with

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A client case study

7x more interest income
More FSCS protection

Mr and Mrs R-T had £510,000 savings at their bank. They were unhappy with the interest rate, but securing better rates elsewhere would involve administrative hassle.

Flagstone brought an ideal solution: Hundreds of deposit accounts, leading rates, from 40+ banks.

Their Flagstone account was opened within 72 hours. They selected instant access accounts, generating 7x more income. 

Moreover, every penny is now protected by the FSCS*, whereas previously their deposits were at risk at one single bank.

* As at 27/04/20, FSCS covers £85,000 per depositor, per UK bank (£170,000 per joint account). 1-Net of Flagstone's annual management charge of 0.25% of the value of the funds held on the platform.
Access our exclusive rates on the Flagstone platform

What Our Individual Clients Say

Don’t take our word for it

I was worried about how to protect my money before I found out about Flagstone. Now I feel more confident than ever that my money will be protected.
An Individual Client
It's banking 'made easy' - everything you need to do or know is all available online and executed very easily.
An Individual Client
Overall, Flagstone is really good and the customer service has been first class - I get my questions answered quickly and effectively every time.
An Individual Client

Frequently Asked Questions

  • Who can open a Flagstone Account?

    The Flagstone platform is available to individual and joint applicants (18 or older) and also to companies, charities and trusts (including SIPPs and SSASs) to deposit £250,000 or more.

    Flagstone can open an account for UK-resident UK-domiciled individuals, UK-resident non-domiciled individuals, expats and US citizens. 

  • What's the most and least I can save with Flagstone?

    The minimum deposit required to open a Flagstone account is £250,000. 

    There is no maximum limit to the amount that you can deposit in your Flagstone account. 


  • Can I open a joint account?

    Yes, you can open a joint account with Flagstone.

  • How long does it take to open a Flagstone account?

    Once your application and the required supporting documents have been received and processed your Flagstone account should be ready in less than three working days.