Individuals
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Savings Accounts For Individuals

Protect and manage your savings simpler
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Build Your Savings With Flagstone

Managing your savings accounts has never been so simple. 

  • Diversify and protect your cash with peace of mind
  • Manage your savings simpler through one Flagstone account
  • Earn more with market-leading and exclusive interest rates
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Save Smarter With Flagstone

Leading rates

Unlock the leading savings rates with Flagstone by depositing in accounts from 45+ partner banks. US Dollar and Euro-denominated account options available too.

No other bank applications

Remove the burden of managing your cash liquidity by opening multiple bank accounts. Instead, open one Flagstone account and make deposits in any of our 250+ deposit accounts.

FSCS diversification

Reduce risk through diversification and greater utilisation of FSCS (Financial Services Compensation Scheme) protection by splitting your deposits across multiple of our partner banks.

Current rates for individual clients

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  • 5 year
    fixed term     1.75%
  • 12 month
    fixed term     1.40%
  • 95 day
    notice     1.05%
  • 35 days
    notice     0.90%
  • Instant
    access     0.80%

Some of the banks we work with

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A client case study

8x more interest income
100% eligibility for FSCS protection


Mr and Mrs R-T had £510,000 savings with their bank. They were unhappy with the interest they were earning, but thought that securing better rates elsewhere would involve time, effort and administrative hassle.

Flagstone provided the ideal solution: giving the couple access to hundreds of deposit accounts, offering leading rates and exclusive rates from 40+ banks.

Their Flagstone account was opened within 72 hours and they selected three instant access accounts, generating 8x more income. 

Moreover, every penny is now protected by the Financial Services Compensation Scheme (FSCS), whereas previously £170,000 of their savings wouldn't have benefitted from that cover.

As of 18/08/2021, FSCS covers £85,000 per depositor (£170,000 per joint account) per authorised UK bank. 1. Net of Flagstone's annual management charge of 0.25% of the value of the funds held on the platform.
Access our exclusive rates on the Flagstone platform
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What Our Individual Clients Say

Don’t take our word for it

I was worried about how to protect my money before I found out about Flagstone. Now I feel more confident than ever that my money will be protected.
An Individual Client
It's banking 'made easy' - everything you need to do or know is all available online and executed very easily.
An Individual Client
Overall, Flagstone is really good and the customer service has been first class - I get my questions answered quickly and effectively every time.
An Individual Client

Frequently Asked Questions

  • Who can open a Flagstone Account?

    The Flagstone platform is available to individual and joint applicants (£50,000 minimum deposit) and also to companies, charities and trusts (£250,000 minimum deposit required). 

    Flagstone Accounts can currently only be opened for UK resident clients.

  • What's the most and least I can save with Flagstone?

    The minimum deposit required to open a Flagstone account is £50,000 for individual and joint applicants, and £250,000 for companies, charities and trusts.. 

    There is no maximum limit to the amount that you can deposit in your Flagstone account. 

     

  • Can I open a joint account?

    Yes, you can open a joint account with Flagstone.

  • How long does it take to open a Flagstone account?

    Our new online application process allows Individual and Joint applicants to submit their details online. For all other account types, provide us with your details and we will send you an application pack to complete and return.

    Once your application form and the required supporting documents have been received and processed, your Flagstone account will typically be opened within two working days.