Businesses

Business Deposits Accounts

How Flagstone can help your business

Leading Business Deposit Accounts

Cash is your company's most valuable asset. 

We have developed a digital solution for smart cash. This is no ordinary deposit account.

Our business clients enjoy market leading interest rates from over 30 banks, within one single Flagstone account. You can now protect and grow your company's cash reserves effortlessly. 

Finally, your cash can work as hard as your company does.

Open an account

Business Cash Deposits Get Smarter

Peace of Mind

Spread your money across several banks to increase the value of your company’s deposits that are eligible for FSCS protection and maximise the interest on your deposits. Full control of your cash with our secure and 24/7 online platform.

Simplicity for Deposits

No more opening individual deposit accounts. Unlock leading business cash deposit accounts from multiple banks. No more signatures to move your deposits. Consolidated reporting for all accounts. Detailed fact sheets on banks.

Earn More Interest Income

Best and exclusive rates from our 30+ partner banks. Select from hundreds of instant, notice and fixed term accounts. USD and Euro accounts are also available for your business.

Current business rates on the platform...

View all rates
  • 5 year
    fixed term
    1.75%
  • 12 month
    fixed term
    1.40%
  • 95 day
    notice
    1.05%
  • 35 days
    notice
    0.90%
  • Instant
    access
    0.80%

Some of the banks we work with

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Case study for a business client

12x more income

100% eligibility for FSCS protection

Mark, the Finance Director of a manufacturing company, was concerned. The company’s cash was earning minimal interest and was held in a single account meaning that only £85,000 was eligible for the Financial Services Compensation Scheme (FSCS) protection.

Having discovered the Flagstone platform, Mark quickly and easily compared and selected the accounts which met the company's liquidity requirements.

In just a few clicks, he opened 10 deposit accounts with 10 different banks.

He is now generating 12x more interest income for the business.

Mark and his fellow Directors also have the peace of mind that 100% of the company's cash reserves deposited through the Flagstone platform are eligible for FSCS protection.

As at 21/06/21, FSCS covers £85,000 per eligible depositor, per authorised UK bank. 1 'Excess cash’: cash not required for the day to day running of the business. 2 Net of Flagstone's annual management charge of 0.25% of the value of the funds held on the platform.
Access our exclusive business rates on the Flagstone platform

What Our Business Clients Say

Don’t take our word for it

The Flagstone platform gives us access to hundreds of term and notice accounts, enabling us to access excellent rates and quickly and easily deposit our cash across a number of different timeframes in line with our business’s liquidity requirements. Consolidated statements make it much easier, working from one statement rather than multiple and interest income has been higher than we would have received through our previous banking relationships.
Ellen Jaques | Golfbreaks.com
Diversification and extra FSCS protection was a key aim. The ease of being able to spread the risk and accessibility are much easier than trying to set up accounts across multiple banks. The Portfolio Summary is useful to provide updates to our management committee. Added to all of this, the support has been excellent.
Stephen Blackman (Treasurer) | The Climbers' Club
The rates are much better than I would be able to source and keep up to date with independently.
Nigel Moor (Chief Financial Officer) | SPF

Frequently Asked Questions

  • Who can open a Flagstone account?

    The Flagstone platform is available to individual and joint applicants who are resident in the UK and 18 years of age or older. Accounts are also available to UK-registered companies, charities and trusts (including SIPPs and SSASs). The minimum amount required to open a Flagstone account is currently £50,000 for individual and joint applicants, and £250,000 for companies, charities and trusts.

  • What's the most and least I can save with Flagstone?

    The minimum deposit required to open a Flagstone account is currently £50,000 for individual and joint applicants, and £250,000 for companies, charities and trusts.

    There is no maximum limit to the amount that you can deposit in your Flagstone account.

  • How long does it take to open a Flagstone account?

    For business accounts, once your application form and the required supporting documents have been received and processed, your Flagstone account should be ready within two working days.